296 Garder Rd, Monroe, CT 06468 Property Records

Monroe Town property record for 296 Garder Rd, Monroe, CT 06468

Property Summary

Property Type	Residential Vacant Land
Details	4 bd · 2.5 ba · 3,012 sqft · built 2025
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,099,900 (Sep 2025)
Tax Bill	$18,630 (2026)
Deeds & Mortgages	Sep 2025 Sale & Line of Credit Jul 2024 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11500203`

Property Details

APN / Parcel Number

Primary APN	`11500203`
Alternative APNs	`MONR M:115 B:002 L:03` `MNRO M:115 B:002 L:03`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,012 sqft Living Area
Gross Area	5,556 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Colonial
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Account Number	11500203
Street Address	296 GARDER RD
City	MONROE
State	CT
Zip	06468-1311
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RF2
Legal Block	2
Legal Lot Number	3
Jurisdiction	MONROE CT
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3005
Census Tract	100300

Owner

Source: Monroe Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	296 GARDER RD, MONROE, CT 06468-1311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Warranty Deed, Subdivision Related Transfer · Line of Credit NEWREZ LLC
Jul 16, 2024	Warranty Deed, Construction Loan · Construction Mortgage DOREEN WATMOUGH
Feb 9, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 29, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2025 · Amount on Record
Deed Sale	Sep 12, 2025 · Amount on Record
Prior Sale	Jul 16, 2024 · Amount on Record
Deed Document Number	20251813
Deed Book / Page	2237 / 571
Prior Transfer Date	Feb 7, 2023
Prior Transfer Doc	002213-762
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE CT
Recording Date	Sep 12, 2025
Property Address	296 GARDER RD, MONROE, CT 06468-1311
Document Number	002237-571
Book / Page	2237 / 571
Instrument Date	Sep 10, 2025
Instrument	1813
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001814
Date	Sep 12, 2025
Instrument	1814

Lender

Name	NEWREZ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2040

July 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONROE CT
Recording Date	Jul 16, 2024
Property Address	296 GARDER RD, MONROE, CT 06468-1311
Document Number	002226-464
Book / Page	2226 / 464
Instrument Date	Jul 15, 2024
Instrument	1388
Transaction Type	Construction Loan
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 FRANS WAY, SHELTON, CT 06484-2182

Mortgage

Document Number	0000001389
Date	Jul 16, 2024
Instrument	1389

Lender

Name	DOREEN WATMOUGH

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE CT
Recording Date	Feb 9, 2023
Property Address	296 GARDER RD, MONROE, CT 06468-1311
Document Number	002213-762
Book / Page	2213 / 762
Instrument Date	Feb 7, 2023
Instrument	207
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 GULF OF MEXICO DR UNIT 305, 305, LONGBOAT KEY, FL 34228-3642

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE CT
Recording Date	Jun 29, 2017
Property Address	296 GARDER RD, MONROE, CT 06468-1311
Document Number	1965-168
Book / Page	001965 / 000168
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 GARDER RD MONROE CT 06468, MONROE, CT 06468

Tax Assessment & Valuation

Source: Monroe Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Monroe Town
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,630.00 (+544.64%)	$623,500 (+518.55%) Land $100,800 Building $522,700	$1,065,303 (+1,409.78%)
2025	$2,890.00	$100,800 (+22.78%) Land $100,800	$70,560 Land $70,560
2024	$2,890.00 (-6.26%)
2023	$3,083.00 (+1.88%)	$82,100 (-) Land $82,100
2022	$3,026.00	$82,100 Land $82,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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