Bonner County property record for 296 Forest Siding Rd, Sandpoint, ID 83864 · Last verified August 2026
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 4 ba · 2,445 sqft · built 2021 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $443,600 (Oct 2018) |
| Tax Bill | $3,328 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Jan 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RP044080000020A |
| Primary APN | RP044080000020A |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,445 sqft Finished Area |
| 1st Floor Area | 2,445 sqft |
| Attic | Attic |
| Attic Area | 360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Attached |
| Garage Area | 108 sqft |
| Lean-To | 480 sqft |
| Pole Barn | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 296 FOREST SIDING RD |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-8560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 20-58N-1W BERGSTROM KENNEDY LOT 2 PLAT CPWRS |
| Legal Range | 01W |
| Legal Township | 58N |
| Legal Section | 20 |
| Legal Subdivision | CPWRS |
| Legal Lot Number | 2 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 950202 |
Source: Bonner County records · APN RP044080000020A
Assessment roll updated August 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 296 FOREST SIDING RD, SANDPOINT, ID 83864-8560 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jan 27, 2026 | Intrafamily Transfer, Transfer |
| Jan 24, 2023 | Deed of Trust, Mortgage · Line of Credit MOUNTAIN WEST BANK |
| Nov 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA STATE BANK |
| Oct 03, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOMESTREET BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 03, 2018 · Amount on Record |
| Deed Sale | Oct 03, 2018 · Amount on Record |
| Deed Document Number | 2018928905 |
| Last Transfer Date | Nov 13, 2020 |
| Transfer Doc | 0000972486 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Jan 27, 2026 |
| Property Address | 296 FOREST SIDING RD, SANDPOINT, ID 83864-8560 |
| Document Number | 0001057520 |
| Map Reference | MB 7 PG 41 |
| Instrument Date | Jan 27, 2026 |
| Instrument | 1057520 |
| Transaction Type | Transfer |
| Record Updated | Feb 05, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 296 FOREST SIDING RD, SANDPOINT, ID 83864-8560 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 296 FOREST SIDING RD, SANDPOINT, ID 83864-8560 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2023 |
| Title Company | ALLIANCE TITLE SANDPOINT |
| Name | Verified Name |
|---|---|
| Address | 296 FOREST SIDING RD, SANDPOINT, ID 83864-8560 |
| Document Number | 0001016180 |
|---|---|
| Date | Jan 24, 2023 |
| Instrument | 1016180 |
| Name | MOUNTAIN WEST BANK |
|---|---|
| Type | Bank |
| Address | PONDERAY, ID 83852 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 296 FOREST SIDING RD, SANDPOINT, ID 83864-8560 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 995606 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | 995606 |
| Name | COLUMBIA STATE BANK |
|---|---|
| Type | Bank |
| Address | COEUR D ALENE, ID 83815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Oct 03, 2018 |
| Property Address | 296 FOREST SIDING RD, SANDPOINT, ID 83864-8560 |
| Document Number | 928905 |
| Map Reference | MB7 PG41 |
| Instrument Date | Oct 02, 2018 |
| Instrument | 928905 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Title Company | SANDPOINT TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 296 FOREST SIDING RD, SANDPOINT, ID 83864-8560 |
| Document Number | 928906 |
|---|---|
| Date | Oct 03, 2018 |
| Instrument | 928906 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
Source: Bonner County records · Assessment roll updated August 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,333,770 (+28.87%) | $1,333,770 (+28.87%) | |
| 2025 | $3,328.00 (+8.51%) Homeowner's exemption | $1,034,964 (+8.72%) Land $422,294 Building $612,670 | $1,034,964 (+8.72%) Land $422,294 Building $612,670 |
| 2023 | $3,067.00 Homeowner's exemption | $951,987 Land $421,676 Building $530,311 | $951,987 Land $421,676 Building $530,311 |
Source: FEMA National Flood Hazard Layer, Bonner County (16017C), updated May 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 160179502022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 34% of the US · above 8% of Idaho |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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