296 Fallen Leaf Ln, Fernley, NV 89408 Property Records

Lyon County property record for 296 Fallen Leaf Ln, Fernley, NV 89408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,289 sqft · built 2004
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Jul 2023)
Tax Bill	$1,666 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jan 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020-763-23`

Property Details

APN / Parcel Number

Primary APN	`020-763-23`
Alternative APNs	`021-306-17` `2076323`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,289 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	6,098 sqft (0.14 acres)
Garage Area	385 sqft
Parking Spaces	1 Parking Space
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Street Address	296 FALLEN LEAF LN
City	FERNLEY
State	NV
Zip	89408-5683
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	1994 HARDY FAMILY TRUST
Legal Subdivision	DESERT SPRINGS SUB UNIT 6
Legal Block	1
Legal Lot Number	17
Legal Unit	6
Jurisdiction	LYON NV
Township / Civil Division	FERNLEY
Census Block Group	1
Census Block	1007
Census Tract	960108

Owner

296 Fallen Leaf Ln is owned and occupied by an individual who bought it in July 2023.

Source: Lyon County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	296 FALLEN LEAF LN, FERNLEY, NV 89408-5683
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Bargain and Sale Deed, Transfer · FHA Mortgage AXIA FINANCIAL LLC
Jan 13, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 13, 2018	Bargain and Sale Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2023 · Amount on File
Deed Sale	Jul 19, 2023 · Amount on File
Prior Sale	Jan 13, 2020 · Amount on File
Deed Document Number	2023671938
Prior Transfer Date	Mar 18, 2010
Prior Transfer Doc	0000461144
Record Updated	Sep 20, 2026

July 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LYON NV
Recording Date	Jul 19, 2023
Property Address	296 FALLEN LEAF LN, FERNLEY, NV 89408-5683
Document Number	0000671938
Map Reference	FILE 292177
Instrument Date	Jul 10, 2023
Instrument	671938
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	TICOR TITLE-FERNLEY, TICOR TITLE FERNLEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,306.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	735 BUTTE CREEK ROAD, DAYTON, NV 89403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 FALLEN LEAF LN, FERNLEY, NV 89408-5683

Mortgage

Document Number	0000671939
Date	Jul 19, 2023
Instrument	671939

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYON NV
Recording Date	Jan 13, 2020
Property Address	296 FALLEN LEAF LN, FERNLEY, NV 89408-5683
Document Number	0000609198
Instrument Date	Jan 2, 2020
Instrument	609198
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	296 FALLEN LEAF LN FERNLEY NV 894085683, FERNLEY, NV 89408-5683

March 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LYON NV
Recording Date	Mar 13, 2018
Property Address	296 FALLEN LEAF LN, FERNLEY, NV 89408-5683
Document Number	0000577743
Map Reference	DOC292177
Instrument Date	Mar 5, 2018
Instrument	577743
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	WESTERN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40429 LANDON AVE, 40429, FREMONT, CA 94538-2420

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	296 FALLEN LEAF LN, FERNLEY, NV 89408-5683

Mortgage

Document Number	0000577744
Date	Mar 13, 2018
Instrument	577744

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 296 Fallen Leaf Ln was $1,666.

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Lyon County
Municipality	Fernley City
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,666.00	$107,788 (+6.07%) Land $56,000 Building $51,788	$307,966 (+6.07%) Land $160,000 Building $147,966
2025		$101,618 Land $49,000 Building $52,618	$290,337 Land $140,000 Building $150,337
2023	$1,740.00 (+4.07%)	$98,557 (+3.9%)	$281,590 (+3.9%) Land $140,000 Building $141,590
2022	$1,672.00	$94,858 Land $49,000 Building $45,858	$271,024 Land $140,000 Building $131,024

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 296 Fallen Leaf Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 296 Fallen Leaf Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 83% of Nevada
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNLEY PUBLIC WORKS serves 23,064 people · EPA ID NV0000062
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	200 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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