Gilpin County property record for 296 Evergreen Rd, Black Hawk, CO 80422
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,335 sqft · built 1972 |
| Lot Size | 1.14 acres (49,658 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $621 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1709-354-02-029 |
| Primary APN | 1709-354-02-029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,335 sqft Heated Area |
| Gross Area | 1,787 sqft |
| 1st Floor Area | 760 sqft |
| Upper Floors Area | 575 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | A-Frame |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 49,658 sqft (1.14 acres) |
| Garage Type | Basement |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 52 sqft |
| Balcony Area | 52 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | R003042 |
|---|---|
| Street Address | 296 EVERGREEN RD |
| City | BLACK HAWK |
| State | CO |
| Zip | 80422-8896 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S: 35 T: 2S R: 73W SUBD: MISSOURI LAKES FILING #1 BLOCK: 001 LOT: 031 & IMPS |
| Legal Range | 73W |
| Legal Township | 02S |
| Legal Section | 35 |
| Legal Subdivision | MISSOURI LAKES FILING #1 |
| Legal Block | 1 |
| Legal Lot Number | 31 |
| Jurisdiction | GILPIN CO |
| Township / Civil Division | CENTRAL CITY |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 13802 |
296 Evergreen Rd is owned and occupied by two individuals.
Source: Gilpin County records, as of April 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 296 EVERGREEN RD, BLACK HAWK, CO 80422-8896 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILPIN CO |
| Property Address | 296 EVERGREEN RD, BLACK HAWK, CO 80422-8896 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000169917 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 169917 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 296 Evergreen Rd was $621, up 25.2% from the year before.
Source: Gilpin County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Gilpin County |
| Unified School District | Gilpin County School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $621.00 (+25.2%) | $26,850 (+10.09%) Land $4,500 Building $22,350 | $429,630 (+18.02%) Land $72,000 Building $357,630 |
| 2024 | $496.00 (-26.63%) | $24,390 (-) Land $4,020 Building $20,370 | $364,020 (-) Land $59,943 Building $304,077 |
| 2023 | $676.00 (+13.8%) | $24,390 (+26.7%) Land $4,020 Building $20,370 | $364,020 (+31.42%) Land $59,943 Building $304,077 |
| 2022 | $594.00 | $19,250 Land $4,170 Building $15,080 | $277,000 Land $60,000 Building $217,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 296 Evergreen Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 296 Evergreen Rd is high, ranking above 82% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 85% of Colorado |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Great Plains Communications Cable | 1,000 / 250 |
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