Schoharie County and Cobleskill Town property record for 296 Elm St, Cobleskill, NY 12043
| Property Type | Commercial |
|---|---|
| Details | 4,171 sqft · built 1960 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Company Name on File |
| Last Sale | $45,000 (Apr 2014) |
| Tax Bill | $5,028 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 432689 67.-1-13 |
| Primary APN | 432689 67.-1-13 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,171 sqft Gross Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2014 |
| Lot Area | 34,848 sqft (0.8 acres) |
| Lot Dimensions | 120 ft deep x 280 ft wide |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Canopy | 357 sqft |
| Account Number | 435J215002 |
|---|---|
| Street Address | 296 ELM ST |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-7403 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | RR |
| Legal Block | 1 |
| Legal Lot Number | 13.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | COBLESKILL |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 740200 |
296 Elm St, a commercial property, is owned by a company that bought it in April 2014.
Source: Schoharie County and Cobleskill Town records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 296 ELM ST, COBLESKILL, NY 12043-7403 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 2014 · Amount on File |
| Deed Sale | Apr 7, 2014 · Amount on File |
| Deed Book / Page | 972 / 218 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 296 Elm St was $5,028, up 6.1% from the year before.
Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,028.00 (+6.1%) | ||
| 2025 | $4,739.00 | $104,300 Land $10,000 Building $94,300 | $212,857 Land $20,408 Building $192,449 |
| 2023 | $104,300 Land $10,000 Building $94,300 | $182,982 Land $17,544 Building $165,438 | |
| 2020 | $4,612.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 296 Elm St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1996–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 296 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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