296 Echo Cir, Fort Walton Beach, FL 32548 Property Records

Okaloosa County property record for 296 Echo Cir, Fort Walton Beach, FL 32548 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1990
Square Footage	1,730 sqft Heated Area
Lot Size	8,184 sqft (0.187 acres)
Occupancy	Owner Occupied
Last Sale	$359,900 (2023)
Tax Bill	$3,626.00 (2025)

Owner

Source: Okaloosa County records · APN C56-000-593-4591-8

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	296 ECHO CIR, FORT WALTON BEACH, FL 32548-6319
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 02, 2023 · Amount on Record
Deed Sale	Mar 02, 2023 · Amount on Record
Prior Sale	Jul 01, 2005 · Amount on Record
Deed Doc Number	3609188
Deed Book / Page	3664 / 1752
Record Refreshed	Jun 08, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 02, 2023
Property Address	296 ECHO CIR, FORT WALTON BEACH, FL 32548-6319
Document Number	0036641752
Book / Page	3664 / 1752
Map Reference	MB 4 PG 80
Instrument Date	Feb 27, 2023
Instrument	3609188
Transaction Type	Transfer
Record Updated	Mar 29, 2023
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,519.30
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 GREENWOOD CIR, FORT WALTON BEACH, FL 32548-6338

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 ECHO CIR, FORT WALTON BEACH, FL 32548-6319

Mortgage

Document Number	0036641754
Date	Mar 02, 2023
Book Page	3664/1754
Instrument	3609189

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2053

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,626.00 (-1.73%)	$295,614 (-0.82%) Land $87,678 Building $207,936	$295,614 (-0.82%) Land $87,678 Building $207,936
2023	$3,690.00 (+200.24%)	$298,061 (+116.35%) Land $70,537 Building $227,524	$298,061 (+24.81%) Land $70,537 Building $227,524
2022	$1,229.00 Homeowner's exemption Widower's exemption	$137,768	$238,821 Land $65,923 Building $172,898

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`C56-000-593-4591-8`
Alternative APN	`09-2S-24-3010-000C-0280`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,730 sqft Heated Area
Gross Area	2,086 sqft Gross Area
1st Floor	1,730 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1990
Exterior Material	Brick Exterior
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Wood Roof
Lot Area	8,184 sqft (0.187 acres)
Lot Width	80 ft Width
Garage Type	Finished Garage
Garage Area	300 sqft Garage
Porch	Open Porch
Porch Area	56 sqft Porch
Gazebo	Gazebo

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	296 ECHO CIR
City	FORT WALTON BEACH
State	FL
Zip	32548-6319
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PINEDALE S/D LOT 28 P W 2 FT OF LOT 27 BLK C
Legal Range	24
Legal Township	02S
Legal Section	09
Legal Subdivision	PINEDALE S/D
Legal Block	C
Legal Lot Number	28
Jurisdiction	OKALOOSA FL
Minor Civil Division	FORT WALTON BEACH
Census Blockgroup	4
Census Block	4007
Census Tract	21902