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296 E Lovell Dr, Troy, MI 48085 Property Records

Oakland County property record for 296 E Lovell Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,703 sqft · built 1956
Lot Size0.69 acres (30,056 sqft)
OwnerIndividual Name on File
Tax Bill$3,348 (2025)
Deeds & MortgagesJun 2021 Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-03-176-002

Property Details

APN / Parcel Number

Primary APN88-20-03-176-002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,703 sqft Living Area
1st Floor Area1,703 sqft
Basement Area1,703 sqft
Unfinished Basement1,703 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area30,056 sqft (0.69 acres)
Lot Dimensions300 ft deep x 100 ft wide
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address296 E LOVELL DR
CityTROY
StateMI
Zip48085-1520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 3 TROYHURST LOT 67
Legal Range11E
Legal Township2N
Legal Section3
Legal SubdivisionTROYHURST
Legal Lot Number67
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1009
Census Tract196200

Owner

Source: Oakland County records · APN 88-20-03-176-002

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address296 E LOVELL DR, TROY, MI 48085-1520
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Dec 29, 2020Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateDec 01, 2009
Transfer Doc0000016194
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address296 E LOVELL DR, TROY, MI 48085-1520
Transaction TypeMortgage
Record UpdatedJul 15, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address296 E LOVELL DR, TROY, MI 48085-1520

Mortgage

Document Number0000165403
DateJun 30, 2021
Book Page56482/637
Instrument165403
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address296 E LOVELL DR, TROY, MI 48085-1520
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address296 E LOVELL DR, TROY, MI 48085-1520

Mortgage

Document Number0000276745
DateDec 29, 2020
Book Page55412/217
Instrument276745
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term52 Months
DueApr 01, 2025

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictAvondale School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,348.00 (+14.58%)
2023$255,540
2022$2,922.00$127,770

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

Based on FCC filings for 227 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTROY
serves 85,854 people
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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