296 E Camp Rd, Germantown, NY 12526 Property Records

Columbia County and Germantown Town property record for 296 E Camp Rd, Germantown, NY 12526

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3 bd · 1 ba · 1,320 sqft · built 1984
Lot Size	2 acres (87,120 sqft)
Owner	Company Name on Record
Last Sale	$182,400 (Jun 2020)
Tax Bill	$6,030 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Nov 2023 Transfer + 3 more
APN	`103600 168.-1-60`

Property Details

APN / Parcel Number

Primary APN	`103600 168.-1-60`
Alternative APN	`360016800000010600000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,320 sqft Gross Area
1st Floor Area	1,312 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	87,120 sqft (2 acres)
Garage Type	Detached
Garage Area	896 sqft
Porch	Slab
Porch Area	760 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	296 E CAMP RD
City	GERMANTOWN
State	NY
Zip	12526-5727
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	RA2
Legal Block	1
Legal Lot Number	60.000
Jurisdiction	COLUMBIA NY
Township / Civil Division	GERMANTOWN
Census Block Group	2
Census Block	2012
Census Tract	2000

Owner

Source: Columbia County and Germantown Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	296 E CAMP RD, GERMANTOWN, NY 12526-5727
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Line of Credit MID HUDSON VALLEY FCU
Nov 21, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MID HUDSON VALLEY FCU
Jun 30, 2020	Deed, Transfer · Stand-Alone Refinance MID HUDSON VALLEY FCU
Aug 7, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2020 · Amount on Record
Deed Sale	Jun 30, 2020 · Amount on Record
Deed Document Number	20204933
Deed Book / Page	906 / 2115
Last Transfer Date	May 22, 2023
Transfer Doc	0000009445
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA NY
Property Address	296 E CAMP RD, GERMANTOWN, NY 12526-5727
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010336
Date	Nov 19, 2025
Book Page	1021/1321
Instrument	20250010336

Lender

Name	MID HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLUMBIA NY
Recording Date	Nov 21, 2023
Property Address	296 E CAMP RD, GERMANTOWN, NY 12526-5727
Document Number	0000009445
Book / Page	989 / 388
Instrument Date	May 22, 2023
Instrument	20230009445
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	83 MORRIS ST, ALBANY, NY 12208-3520

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA NY
Property Address	296 E CAMP RD, GERMANTOWN, NY 12526-5727
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005518
Date	Jul 17, 2020
Book Page	908/501
Instrument	20200005518

Lender

Name	MID HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2030

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	COLUMBIA NY
Recording Date	Jun 30, 2020
Property Address	296 E CAMP RD, GERMANTOWN, NY 12526-5727
Document Number	0000004933
Book / Page	906 / 2115
Instrument Date	May 4, 2020
Instrument	20200004933
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 E CAMP RD, GERMANTOWN, NY 12526-5727

Mortgage

Document Number	0000004934
Date	Jun 30, 2020
Book Page	906/2121
Instrument	20200004934

Lender

Name	MID HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	313 Months
Due	Jul 1, 2046

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLUMBIA NY
Recording Date	Aug 7, 2018
Property Address	296 E CAMP RD, GERMANTOWN, NY 12526-5727
Document Number	0000007341
Book / Page	000871 / 000075
Instrument Date	Jul 30, 2018
Instrument	7341
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	296 E CAMP RD GERMANTOWN NY 125265727, GERMANTOWN, NY 12526-5727

Tax Assessment & Valuation

Source: Columbia County and Germantown Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Columbia County
County Subdivision	Germantown Town
Unified School District	Germantown Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,030.00 (+0.75%)
2025	$5,985.00	$278,100 (-) Land $40,000 Building $238,100	$471,356 (+22.03%) Land $67,797 Building $403,559
2023		$278,100 (-) Land $40,000 Building $238,100	$386,250 (+11.11%) Land $55,556 Building $330,694
2022		$278,100 Land $40,000 Building $238,100	$347,625 Land $50,000 Building $297,625

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GTel Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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