296 E 29th St, Bremerton, WA 98310 Property Records

Kitsap County property record for 296 E 29th St, Bremerton, WA 98310

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,336 sqft · built 2012
Lot Size	0.13 acres (5,662 sqft)
Owner	2 Individual Names on File
Last Sale	$220,230 (May 2012)
Tax Bill	$4,928 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5524-000-001-0005`

Property Details

APN / Parcel Number

Primary APN	`5524-000-001-0005`
Alternative APN	`2481497`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,336 sqft Living Area
Gross Area	2,756 sqft
1st Floor Area	1,030 sqft
2nd Floor Area	1,306 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
View / Lot	Traffic
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	42 sqft
Patio Area	48 sqft
Canopy	48 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	296 E 29TH ST
City	BREMERTON
State	WA
Zip	98310-2171
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UL
Legal Description	LOT 001, GERARDS VIEW, ACCORDING TO THE PLAT RECORDED IN VOLUME 32 OF PLATS, PAGE(S) 47 - 51, INCLUSIVE, RECORDS OF KITSAP COUNTY, WASHINGTON; SITUATE IN KITSAP COUNTY, WASHINGTON.
Legal Range	1E
Legal Township	24
Legal Section	11
Legal Subdivision	GERARDS VIEW
Legal Block	2
Legal Lot Number	001
Jurisdiction	KITSAP WA
Township / Civil Division	BREMERTON
Census Block Group	2
Census Block	2015
Census Tract	80101

Owner

296 E 29th St is owned and occupied by two individuals who bought it in May 2012.

Source: Kitsap County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	296 E 29TH ST, BREMERTON, WA 98310-2171
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 22, 2020	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Mar 15, 2019	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2012 · Amount on File
Deed Sale	May 31, 2012 · Amount on File
Prior Sale	Dec 29, 2011 · Amount on File
Deed Document Number	2012501
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	296 E 29TH ST, BREMERTON, WA 98310-2171
Transaction Type	Mortgage
Record Updated	Oct 30, 2023
Title Company	FIDELITY NATIONAL TITLE LYNNWOOD, FIDELITY NATL TTL LYNNWOO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000109
Date	Jan 5, 2022
Instrument	202201050109

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KITSAP WA
Property Address	296 E 29TH ST, BREMERTON, WA 98310-2171
Document Number	0011120197
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 E 29TH ST BREMERTON WA 983102171, BREMERTON, WA 98310-2171

Mortgage

Document Number	0011120197
Date	Nov 12, 2020
Instrument	202011120197

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2050

Interest

Rate	3.5%

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KITSAP WA
Property Address	296 E 29TH ST, BREMERTON, WA 98310-2171
Document Number	0004110007
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 E 29TH ST BREMERTON WA 983102171, BREMERTON, WA 98310-2171

Mortgage

Document Number	0004110007
Date	Apr 11, 2019
Instrument	201904110007

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2049

Interest

Rate	5.25%

Tax Assessment & Valuation

The 2026 property tax bill for 296 E 29th St was $4,928, up 1.3% from the year before.

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Kitsap County
Unified School District	Bremerton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$499,030 (-) Land $93,120 Building $405,910	$499,030 (-) Land $93,120 Building $405,910
2026	$4,928.00 (+1.34%)	$499,030 Land $93,120 Building $405,910	$499,030 Land $93,120 Building $405,910
2025	$4,863.00 (+6.62%)
2024	$4,561.00 (-0.39%)	$499,030 (-) Land $93,120 Building $405,910	$499,030 (-) Land $93,120 Building $405,910
2023	$4,579.00	$499,030 Land $93,120 Building $405,910	$499,030 Land $93,120 Building $405,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 296 E 29th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 296 E 29th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BREMERTON serves 72,951 people · EPA ID WA5308200
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, CenturyLink, Verizon.

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