Garrard County property record for 296 Deer Run, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · built 2000 |
| Lot Size | 0.475 acres (20,729 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Jun 2007) |
| Tax Bill | $1,672 (2025) |
| Deeds & Mortgages | Jun 2007 Sale & Mortgage Nov 2005 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28E-85 |
| Primary APN | 28E-85 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,729 sqft (0.475 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 12318 |
|---|---|
| Street Address | 296 DEER RUN |
| City | LANCASTER |
| State | KY |
| Zip | 40444-7049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 85 |
| Legal Subdivision | DEER RUN |
| Legal Lot Number | 85 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 970300 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 296 DEER RUN, LANCASTER, KY 40444-7049 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 4, 2007 | Deed, Transfer · USDA Mortgage USDA |
| Nov 22, 2005 | Deed, Transfer |
| Oct 20, 2005 | Deed, Transfer · Conventional Mortgage MAIN STREET MORTGAGE OF KY INC |
| Sep 21, 2005 | Special Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2007 · Amount on Record |
| Deed Sale | Jun 4, 2007 · Amount on Record |
| Deed Document Number | 200789095 |
| Deed Book / Page | 244 / 834 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Jun 4, 2007 |
| Property Address | 296 DEER RUN, LANCASTER, KY 40444-7049 |
| Document Number | 00D244/834 |
| Book / Page | D244 / 834 |
| Instrument Date | May 24, 2007 |
| Instrument | 89095 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 64 RIDGEVIEW DR, LANCASTER, KY 40444-7465 |
| Name | Verified Name |
|---|---|
| Address | 296 DEER RUN, LANCASTER, KY 40444-7049 |
| Document Number | 00M273/874 |
|---|---|
| Date | Jun 4, 2007 |
| Book Page | M273/874 |
| Instrument | 89097 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63166 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 455 Months |
| Due | May 24, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Nov 22, 2005 |
| Property Address | 296 DEER RUN, LANCASTER, KY 40444-7049 |
| Document Number | 000235/638 |
| Book / Page | 235 / 638 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 296 DEER RUN DR, LANCASTER, KY 40444 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Oct 20, 2005 |
| Property Address | 296 DEER RUN, LANCASTER, KY 40444-7049 |
| Document Number | 0000235/62 |
| Book / Page | 235 / 62 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 296 DEER RUN, LANCASTER, KY 40444-7049 |
| Document Number | 00M250/573 |
|---|---|
| Date | Oct 20, 2005 |
| Book Page | M250/573 |
| Instrument | 67755 |
| Name | MAIN STREET MORTGAGE OF KY INC |
|---|---|
| Address | NICHOLASVILLE, KY 40356 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2035 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Sep 21, 2005 |
| Property Address | 296 DEER RUN, LANCASTER, KY 40444-7049 |
| Document Number | 000234/411 |
| Book / Page | 234 / 411 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 100 CLUBSIDE DRIVE, NICHOLASVILLE, KY 40356 |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Municipality | Lancaster City |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,000 (-) Land $20,000 Building $130,000 | $150,000 (-) Land $20,000 Building $130,000 | |
| 2025 | $1,672.00 (-0.48%) | $150,000 (-) Land $20,000 Building $130,000 | $150,000 (-) Land $20,000 Building $130,000 |
| 2024 | $1,680.00 (+0.78%) | $150,000 (+3.45%) Land $20,000 Building $130,000 | $150,000 (+3.45%) Land $20,000 Building $130,000 |
| 2023 | $1,667.00 (-0.89%) | $145,000 (-) Land $20,000 Building $125,000 | $145,000 (-) Land $20,000 Building $125,000 |
| 2022 | $1,682.00 | $145,000 Land $20,000 Building $125,000 | $145,000 Land $20,000 Building $125,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER WORKS serves 4,573 people · EPA ID KY0400233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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