296 Dave Cir, Ames, IA 50010 Property Records

Story County property record for 296 Dave Cir, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,376 sqft · built 1943
Lot Size	1.78 acres (77,537 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Jun 2023)
Tax Bill	$5,630 (2025)
Deeds & Mortgages	May 2009 Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-23-125-260`

Property Details

APN / Parcel Number

Primary APN	`05-23-125-260`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,376 sqft Living Area
1st Floor Area	912 sqft
Basement Area	1,464 sqft
Finished Basement	1,375 sqft
Unfinished Basement	89 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	77,537 sqft (1.78 acres)
Garage Type	Detached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	296 DAVE CIR
City	AMES
State	IA
Zip	50010-9247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1, RESID
Legal Description	SECTION:23 TOWNSHIP:84 RANGE:24 COMM SW COR E1/2 NE NW N161' TO BEGSW168.6' SW17' N183.8' W219.4' WLY260' N253' E95' SELY
Legal Range	24W
Legal Township	84N
Legal Section	23
Legal Subdivision	88823
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1046
Census Tract	101

Owner

Source: Story County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	296 DAVE CIR, AMES, IA 50010-9247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2009	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 26, 2023	Warranty Deed, Transfer · Conventional Mortgage AVAILA BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 26, 2023 · Amount on Record
Deed Sale	Jun 26, 2023 · Amount on Record
Deed Document Number	20234153
Record Updated	Sep 20, 2026

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	296 DAVE CIR, AMES, IA 50010-9247
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200900004871
Date	May 5, 2009
Instrument	2009-00004871

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2039

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jun 26, 2023
Property Address	296 DAVE CIR, AMES, IA 50010-9247
Document Number	0202304153
Instrument Date	Jun 20, 2023
Instrument	2023-04153
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$831.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	296 DAVE CIR, AMES, IA 50010-9247

Mortgage

Document Number	0202304154
Date	Jun 26, 2023
Instrument	2023-04154

Lender

Name	AVAILA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,630.00 Homeowner's exemption	$521,500 (+20.89%) Land $180,700 Building $340,800	$521,500 (+20.89%) Land $180,700 Building $340,800
2024	$5,630.00 (+18.13%)
2023		$431,400 (+33.89%) Land $180,200 Building $251,200	$431,400 (+33.89%) Land $180,200 Building $251,200
2022	$4,766.00 (+0.59%)	$322,200 Land $127,400 Building $194,800
2021	$4,738.00		$322,200 Land $127,400 Building $194,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA RWD (BOONE) private · serves 4,975 people · EPA ID IA0844006
Water Source	Purchased groundwater influenced by surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50

May also be available: AMG Technology Investment Group, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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