St. Charles County property record for 296 Crestfield Ct, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,936 sqft · built 2022 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $381,803 (Sep 2023) |
| Tax Bill | $4,774 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | T230500099 |
| Primary APN | T230500099 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,936 sqft Living Area |
| Gross Area | 2,776 sqft |
| Basement Area | 840 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,001 sqft (0.115 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | T230500099 |
|---|---|
| Street Address | 296 CRESTFIELD CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARLESTOWNE MEADOWS LOT 12 |
| Legal Subdivision | CHARLESTOWNE MEADOWS |
| Legal Lot Number | 12 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 310201 |
296 Crestfield Ct is owned and occupied by two individuals who bought it in September 2023.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 296 CRESTFIELD CT, SAINT CHARLES, MO 63301-4937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2023 · Amount on File |
| Deed Sale | Sep 28, 2023 · Amount on File |
| Deed Document Number | 202339962 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 28, 2023 |
| Property Address | 296 CRESTFIELD CT, SAINT CHARLES, MO 63301-4937 |
| Document Number | 0000039962 |
| Map Reference | DOC 2022R-032801 |
| Instrument Date | Sep 27, 2023 |
| Instrument | 2023R-039962 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2023 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17415 N OUTER 40 RD, CHESTERFIELD, MO 63005-1320 |
| Name | Verified Name |
|---|---|
| Address | 296 CRESTFIELD CT, SAINT CHARLES, MO 63301-4937 |
| Document Number | 0000039963 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 2023R-039963 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2038 |
The 2025 property tax bill for 296 Crestfield Ct was $4,774.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,693 (-) | $387,853 (-) Land $61,050 Building $326,803 | |
| 2025 | $4,774.00 | $73,693 | $387,853 Land $61,050 Building $326,803 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 296 Crestfield Ct in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 81 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 81 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Sep 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 296 Crestfield Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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