Cherokee County property record for 296 Co Rd 2103, Rusk, TX 75785
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3,553 sqft · built 1987 |
| Lot Size | 2.41 acres (104,980 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $138,000 (Oct 2013) |
| Tax Bill | $4,812 (2026) |
| Deeds & Mortgages | Mar 2024 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000866141600026A00 |
| Primary APN | 000866141600026A00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,553 sqft Living Area |
| Gross Area | 8,679 sqft |
| 1st Floor Area | 1,728 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 104,980 sqft (2.41 acres) |
| Garage Type | Carport |
| Garage Area | 575 sqft |
| Carport | Carport |
| Carport Area | 575 sqft |
| Porch | Porch |
| Porch Area | 512 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 000866-14160-0026A00 |
|---|---|
| Street Address | 296 COUNTY ROAD 2103 |
| City | RUSK |
| State | TX |
| Zip | 75785-4446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A 866 BLK 1416 TR 26A L M VINING H12 |
| Legal Subdivision | L M VINING SURVEY A- |
| Legal Tract | 26A |
| Legal Block | 1416 |
| Jurisdiction | CHEROKEE TX |
| Township / Civil Division | RUSK |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 950801 |
296 Co Rd 2103 is owned and occupied by two individuals who bought it in October 2013.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 296 COUNTY ROAD 2103, RUSK, TX 75785-4446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2013 · Amount on File |
| Deed Sale | Oct 7, 2013 · Amount on File |
| Deed Document Number | 2013629583 |
| Deed Book / Page | 2191 / 554 |
| Prior Transfer Date | Sep 11, 2013 |
| Prior Transfer Doc | 002191/554 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE TX |
| Property Address | RUSK, TX 75785 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2024 |
| Name | Verified Name |
|---|
| Document Number | 002810/176 |
|---|---|
| Date | Mar 21, 2024 |
| Book Page | 2810/176 |
| Instrument | 730916 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | 100 N TRYON ST, CHARLOTTE, NC 28202 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 13, 2054 |
The 2026 property tax bill for 296 Co Rd 2103 was $4,812 with exemptions applied, up 443.7% from the year before.
Source: Cherokee County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cherokee County |
| Unified School District | Rusk Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,812.00 (+443.73%) Homeowner's exemption Senior Citizen's exemption | $378,420 (-7.47%) Land $32,850 Building $345,570 | $378,420 (-7.47%) Land $32,850 Building $345,570 |
| 2025 | $885.00 Homeowner's exemption Senior Citizen's exemption | $408,970 Land $32,850 Building $376,120 | $408,970 Land $32,850 Building $376,120 |
| 2023 | $392,890 Land $16,770 Building $376,120 | $392,890 Land $16,770 Building $376,120 | |
| 2022 | $1,460.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 296 Co Rd 2103 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 296 Co Rd 2103 is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 64% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIALVILLE OAKLAND WSC serves 924 people · EPA ID TX0370017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CCECA Broadband Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Optimum Cable | 500 / 20 |
May also be available: Eastex Telephone Cooperative.
4G LTE (outdoors only), no 5G reported
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