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296 Co Hwy 2, Mount Upton, NY 13809 Property Records

Otsego County and Unadilla Town property record for 296 Co Hwy 2, Mount Upton, NY 13809

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,760 sqft · built 1977
Lot Size1.42 acres (61,855 sqft)
OwnerIndividual Name on File
Last Sale$95,000 (Feb 2025)
Tax Bill$1,523 (2025)
Deeds & MortgagesMar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN366289 332.00-1-95.00

Property Details

APN / Parcel Number

Primary APN366289 332.00-1-95.00
Alternative APNs
  • 628933200000010950000000
  • 034260

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,760 sqft Living Area
1st Floor Area1,760 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2006
Architectural StyleRanch
Lot Area61,855 sqft (1.42 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number034260
Street Address296 COUNTY HIGHWAY 2
CityMOUNT UPTON
StateNY
Zip13809-2110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description993 0 0
Legal Block1
Legal Lot Number95.000
JurisdictionOTSEGO NY
Township / Civil DivisionUNADILLA
Census Block Group2
Census Block2007
Census Tract591602

Owner

Source: Otsego County and Unadilla Town records · APN 366289 332.00-1-95.00

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7 ADAMS ST, SIDNEY, NY 13838-1401
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 10, 2025 · Amount on Record
Deed SaleFeb 10, 2025 · Amount on Record
Prior SaleMar 27, 2020 · Amount on Record
Deed Document Number20252025-526
Record UpdatedJun 08, 2026

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOTSEGO NY
Recording DateMar 27, 2020
Property Address296 COUNTY HIGHWAY 2, MOUNT UPTON, NY 13809-2110
Document Number0000001368
Instrument DateMar 17, 2020
Instrument1368
Transaction TypeTransfer
Record UpdatedApr 22, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$293.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address835 COUNTY HIGHWAY 2 UNADILLA NY 138492129, UNADILLA, NY 13849-2129

Mortgage

Document Number1369
DateMar 27, 2020
Instrument1369
Lender
NameRURAL HSNG SVC OR SUCCESSOR AG
AddressSAINT LOUIS, MO 63166
Agreement
AmountAmount Recorded
Term396 Months
DueMar 26, 2053

Tax Assessment & Valuation

Source: Otsego County and Unadilla Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
County SubdivisionUnadilla Town
Unified School DistrictSidney Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,523.00$37,000 (-) Land $4,400 Building $32,600$90,244 (+14.63%) Land $10,732 Building $79,512
2023$37,000 Land $4,400 Building $32,600$78,723 Land $9,362 Building $69,361

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Otsego County (36077C), as of March 20, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360775916022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Nearby Flood Policies25 in force
Nearby Flood Claims13 (2006–2011)
Claims Outside the SFHA2 of 13
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 11 claims
  • Severe Storms And Flooding, Jun 2006 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Frontier
DSL		115 / 7

May also be available: T-Mobile USA.

Based on FCC filings for 18 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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