Caldwell County property record for 296 Cedar Valley Rd, Hudson, NC 28638
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,032 sqft · built 1946 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,500 (Apr 2021) |
| Tax Bill | $956 (2026) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03 45 2 6 |
| Primary APN | 03 45 2 6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,032 sqft Heated Area |
| Gross Area | 1,732 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 312 sqft |
| Finished Basement | 72 sqft |
| Unfinished Basement | 240 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 33,977 sqft (0.78 acres) |
| Lot Width | 142 ft Width |
| Porch | Slab |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | 112 sqft |
| Patio Area | 264 sqft |
| Shed | 1 Shed |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 171137 |
|---|---|
| Street Address | 296 CEDAR VALLEY RD |
| City | HUDSON |
| State | NC |
| Zip | 28638-2603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2017 PG 342 YR 21 ST 311.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 30600 |
296 Cedar Valley Rd is owned and occupied by an individual who bought it in April 2021.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 296 CEDAR VALLEY RD, HUDSON, NC 28638-2603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2021 · Amount on File |
| Deed Sale | Apr 1, 2021 · Amount on File |
| Prior Sale | Sep 30, 2011 · Amount on File |
| Deed Document Number | 202110055743 |
| Deed Book / Page | 2017 / 342 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Apr 1, 2021 |
| Property Address | 296 CEDAR VALLEY RD, HUDSON, NC 28638-2603 |
| Document Number | 0020170342 |
| Book / Page | 2017 / 342 |
| Map Reference | MB 1509 PG 1612 |
| Instrument Date | Apr 1, 2021 |
| Instrument | 10055743 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $311.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2624 SETZERS GAP RD, 2624, LENOIR, NC 28645-9077 |
| Name | Verified Name |
|---|---|
| Address | 296 CEDAR VALLEY RD, HUDSON, NC 28638-2603 |
| Document Number | 10055744 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 10055744 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2026 property tax bill for 296 Cedar Valley Rd was $956, down 20.6% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Hudson Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $956.00 (-20.6%) | $152,100 (-) Land $12,900 Building $139,200 | |
| 2025 | $1,204.00 | $152,100 Land $12,900 Building $139,200 | $152,100 Land $12,900 Building $139,200 |
| 2023 | $78,700 (-) Land $12,000 Building $66,700 | $78,700 (-) Land $12,000 Building $66,700 | |
| 2022 | $619.00 | $78,700 Land $12,000 Building $66,700 | $78,700 Land $12,000 Building $66,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 296 Cedar Valley Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | May 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 296 Cedar Valley Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LENOIR serves 26,388 people · EPA ID NC0114010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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