Davidson County property record for 296 Cameron Rd, Lexington, NC 27295
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,711 sqft · built 1981 |
| Lot Size | 1.13 acres (49,580 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $88,000 (Jun 1987) |
| Tax Bill | $1,232 (2026) |
| Deeds & Mortgages | Dec 2017 Mortgage Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-018-B-000-0010 |
| Primary APN | 03-018-B-000-0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,711 sqft Total Area |
| 1st Floor Area | 1,076 sqft |
| Upper Floors Area | 811 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 49,580 sqft (1.13 acres) |
| Lot Dimensions | 335 ft deep x 148 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 296 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 6511180 |
|---|---|
| Street Address | 296 CAMERON RD |
| City | LEXINGTON |
| State | NC |
| Zip | 27295-9276 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | P=16-142 L10 BK669-293 MONTICELLO SE |
| Jurisdiction | DAVIDSON NC |
| Township / Civil Division | ARCADIA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 60304 |
Source: Davidson County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 296 CAMERON RD, LEXINGTON, NC 27295-9276 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2017 | Deed of Trust, Mortgage ALLEGACY FCU |
| Dec 12, 2017 | Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 1987 · Amount on Record |
| Deed Sale | Jun 1, 1987 · Amount on Record |
| Prior Sale | Nov 1, 1981 · Amount on Record |
| Deed Book / Page | 669 / 293 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Property Address | 296 CAMERON RD, LEXINGTON, NC 27295-9276 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0022961302 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 2296/1302 |
| Instrument | 2017000026655 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27114 |
| Amount | Amount Recorded |
|---|---|
| Term | 144 Months |
| Due | Dec 27, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIDSON NC |
| Property Address | 296 CAMERON RD, LEXINGTON, NC 27295-9276 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0022961309 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 2296/1309 |
| Instrument | 2017000026656 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Davidson County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Davidson County |
| Unified School District | Davidson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,232.00 (+5.3%) | $185,680 (-) | $185,680 (-) Land $35,000 Building $150,680 |
| 2025 | $1,170.00 (-1.52%) | $185,680 (-) | $185,680 (-) Land $35,000 Building $150,680 |
| 2023 | $1,188.00 | $185,680 | $185,680 Land $35,000 Building $150,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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