296 Bruce Rd, Westminster, SC 29693 Property Records

Oconee County property record for 296 Bruce Rd, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,890 sqft · built 1944
Lot Size	11 acres (480,031 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Sep 2025 Transfer Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`299-00-03-023`

Property Details

APN / Parcel Number

Primary APN	`299-00-03-023`
Alternative APN	`40222`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,890 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Architectural Style	Traditional
Exterior Material	Other
Foundation Type	Raised
Roof Material	Shingle
Lot Area	480,031 sqft (11 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	40222
Old Parcel Number	299 00 03 023
Street Address	296 BRUCE RD
City	WESTMINSTER
State	SC
Zip	29693-5443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLATS P39 558,
Legal Block	3
Jurisdiction	OCONEE SC
Township / Civil Division	OAKWAY
Census Block Group	1
Census Block	1022
Census Tract	30904

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	2 Co-owners on Record
Mailing Address	296 BRUCE RD, WESTMINSTER, SC 29693-5443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Intrafamily Transfer, Transfer
Jan 2, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Transfer Date	Sep 26, 2025
Transfer Doc	0000004038
Record Updated	Jun 8, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCONEE SC
Recording Date	Sep 26, 2025
Property Address	296 BRUCE RD, WESTMINSTER, SC 29693-5443
Document Number	0000004038
Book / Page	3278 / 274
Map Reference	MB P-39 PG 558
Instrument Date	Sep 24, 2025
Instrument	4038
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 BRUCE RD, WESTMINSTER, SC 29693-5443

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	296 BRUCE RD, WESTMINSTER, SC 29693-5443
Document Number	0037960084
Instrument Date	Jan 2, 2019
Transaction Type	Mortgage
Record Updated	Jan 25, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 BRUCE RD WESTMINSTER SC 296935443, WESTMINSTER, SC 29693-5443

Mortgage

Document Number	0037960084
Date	Jan 15, 2019
Book Page	003796/000084

Lender

Name	SUNTRUST BK
Type	Bank
Address	GREENVILLE, SC 29601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$2,739 (-) Land $1,631 Building $1,108	$68,471 (-) Land $40,770 Building $27,701
2024	$2,739 (-) Land $1,631 Building $1,108	$68,471 (-) Land $40,770 Building $27,701
2023	$2,739 Land $1,631 Building $1,108	$68,471 Land $40,770 Building $27,701

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIONEER RURAL WATER DIST serves 16,929 people · EPA ID SC3720001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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