296 Bonner St, Rusk, TX 75785 Property Records

Cherokee County property record for 296 Bonner St, Rusk, TX 75785

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,121 sqft · built 1948
Lot Size0.235 acres (10,241 sqft)
OwnerIndividual Name on Record
Last Sale$240,474 (Jul 2022)
Tax Bill$3,391 (2026)
Deeds & MortgagesJul 2022 Mortgage
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN215160-00070-0007000

Property Details

APN / Parcel Number

Primary APN215160-00070-0007000
Alternative APN
  • 227237000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,121 sqft Living Area
Gross Area2,890 sqft
1st Floor Area672 sqft
Upper Floors Area672 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,241 sqft (0.235 acres)
Garage TypeAttached
Garage Area504 sqft
PorchPorch
Porch Area25 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number215160-00070-0007000
Street Address296 BONNER ST
CityRUSK
StateTX
Zip75785-2709
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 BLK 7 -8-9 BONNER PARK - CITY OF RUSK
Legal SubdivisionBONNER PARK ADDITION
Legal Block7
Legal Lot Number7
JurisdictionCHEROKEE TX
Township / Civil DivisionRUSK
Census Block Group1
Census Block1033
Census Tract950900

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address296 BONNER ST, RUSK, TX 75785-2709
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2022Vendor's Lien, Transfer · USDA Mortgage
EQUITY PRIME MORTGAGE LLC
Aug 19, 2019Vendor's Lien, Transfer · ARM
COOPERATIVE TEACHERS CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 2022 · Amount on Record
Deed SaleJul 8, 2022 · Amount on Record
Prior SaleAug 19, 2019 · Amount on Record
Deed Document Number2022715088
Deed Book / Page2709 / 520
Prior Transfer DateAug 15, 2019
Prior Transfer Doc002506/476
Record UpdatedOct 29, 2026

July 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCHEROKEE TX
Recording DateJul 8, 2022
Property Address296 BONNER ST, RUSK, TX 75785-2709
Document Number002709/520
Book / Page2709 / 520
Map ReferenceCAB A SL 45A
Instrument DateJul 6, 2022
Instrument715088
Transaction TypeTransfer
Record UpdatedDec 20, 2022
Title CompanySERVICELINK

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address296 BONNER ST, RUSK, TX 75785-2709

Mortgage

Document Number0000715089
DateJul 8, 2022
Instrument715089
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

August 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCHEROKEE TX
Recording DateAug 19, 2019
Property Address296 BONNER ST, RUSK, TX 75785-2709
Document Number002506/476
Book / Page2506 / 476
Map ReferenceCAB A SL 45A
Instrument DateAug 15, 2019
Instrument00683181
Transaction TypeTransfer
Record UpdatedDec 20, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8695 PENINSULA DR, TYLER, TX 75707-3639

Mortgage

Document Number0000683182
DateAug 19, 2019
Instrument00683182
Lender
NameCOOPERATIVE TEACHERS CU
TypeCredit Union
Special NotesSeller Financed
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueSep 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateSep 1, 2024
Change FrequencyAnnually
Min Rate At Change2%
IndexOther
Max Rate6%

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCherokee County
MunicipalityRusk City
Unified School DistrictRusk Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,391.00 (+297.07%) Homeowner's exemption$238,940 (+36.29%) Land $12,490 Building $226,450$238,940 (+36.29%) Land $12,490 Building $226,450
2025$854.00 (-55.68%) Homeowner's exemption$175,320 (-5.49%) Land $13,490 Building $161,830$175,320 (-5.49%) Land $13,490 Building $161,830
2023$185,510 Land $8,700 Building $176,810$185,510 Land $8,700 Building $176,810
2022$1,927.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RUSK
serves 5,602 people · EPA ID TX0370003
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Eastex Telephone Cooperative
Fiber
1,000 / 1,000
Optimum
Cable
500 / 20
Verizon
Fixed Wireless
300 / 20

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