296 Big Bay Rd, La Pointe, WI 54850 Property Records

Ashland County property record for 296 Big Bay Rd, La Pointe, WI 54850

Property Summary

Property Type	Single Family Home
Lot Size	0.541 acres (23,565 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,046 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Sep 2012 Construction Loan + 4 more
APN	`014-00393-0300`

Property Details

APN / Parcel Number

Primary APN	`014-00393-0300`

Exterior

Lot Area	23,565 sqft (0.541 acres)

Location & Zoning

Street Address	296 BIG BAY RD
City	LA POINTE
State	WI
Zip	54850-4422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 4, 5 & 6 BLOCK 5 VILLAGE OF LAPOINTE & 1/2 VAC BARAGA ST ADJ
Legal Range	03W
Legal Township	50N
Legal Section	30
Legal Block	5
Legal Lot Number	4-6
Jurisdiction	ASHLAND WI
Township / Civil Division	LA POINTE
Census Block Group	1
Census Block	1064
Census Tract	950800

Owner

296 Big Bay Rd is owned and occupied by two individuals who acquired it in November 2016.

Source: Ashland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 732, LA POINTE, WI 54850-0732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 14, 2012	Deed of Trust, Mortgage · Construction Mortgage NORTHERN STATE BANK
Nov 7, 2016	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
Aug 26, 2013	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Nov 6, 2009	Quit Claim Deed, Transfer Quitclaim
Mar 19, 2007	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2016
Deed Sale	Nov 7, 2016
Prior Sale	Aug 26, 2013 · Amount on File
Deed Document Number	2016340308
Record Updated	Sep 20, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND WI
Property Address	296 BIG BAY RD, LA POINTE, WI 54850-4422
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000367066
Date	Feb 12, 2025
Instrument	367066

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2055

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND WI
Property Address	296 BIG BAY RD, LA POINTE, WI 54850-4422
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000714/792
Date	Sep 14, 2012
Book Page	0714/792
Instrument	327384

Lender

Name	NORTHERN STATE BANK
Address	WASHBURN, WI 54891

Agreement

Type	Construction Mortgage
Amount	Amount on Record

November 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHLAND WI
Recording Date	Nov 7, 2016
Property Address	296 BIG BAY RD, LA POINTE, WI 54850-4422
Document Number	0000340308
Instrument Date	Nov 4, 2016
Instrument	340308
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 BEAR LANE, LA POINTE, WI 54850-4417

Mortgage

Document Number	0000340309
Date	Nov 7, 2016
Instrument	340309

Lender

Name	QUICKEN LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHLAND WI
Recording Date	Aug 26, 2013
Property Address	296 BIG BAY RD, LA POINTE, WI 54850-4422
Document Number	000727/749
Book / Page	0727 / 749
Instrument Date	Aug 23, 2013
Instrument	330749
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 74, LA POINTE, WI 54850-0074

Mortgage

Document Number	000727/750
Date	Aug 26, 2013
Book Page	0727/750
Instrument	330750

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2043

November 2009: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND WI
Recording Date	Nov 6, 2009
Property Address	296 BIG BAY RD, LA POINTE, WI 54850-4422
Document Number	000678/318
Book / Page	0678 / 318
Instrument Date	Oct 28, 2009
Instrument	317290
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 270, LA POINTE, WI 54850-0270

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

March 2007: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND WI
Recording Date	Mar 19, 2007
Property Address	296 BIG BAY RD, LA POINTE, WI 54850-4422
Document Number	000633/699
Book / Page	0633 / 699
Instrument Date	Feb 23, 2007
Instrument	306220
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Tax Assessment & Valuation

The 2025 property tax bill for 296 Big Bay Rd was $3,046 with a homeowner's exemption, down 19% from the year before.

Source: Ashland County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Ashland County
County Subdivision	La Pointe Town
Unified School District	Bayfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,046.00 (-19.01%) Homeowner's exemption	$173,100 Land $17,500 Building $155,600	$186,600 Land $18,865 Building $167,735
2024	$3,761.00
2023		$123,300 Land $13,300 Building $110,000	$141,200 Land $15,231 Building $125,969
2022	$3,170.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 296 Big Bay Rd; there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jun 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 296 Big Bay Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Norvado Fiber	1,000 / 1,000
Bayfield Wireless Fixed Wireless	300 / 300

May also be available: T-Mobile.

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