296 Ailsa Dr, Rising Sun, MD 21911 Property Records

Cecil County property record for 296 Ailsa Dr, Rising Sun, MD 21911 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,776 sqft · built 2002
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on File
Last Sale	$529,900 (Feb 2022)
Tax Bill	$5,465 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-021388`

Property Details

APN / Parcel Number

Primary APN	`09-021388`
Alternative APNs	`9021388` `021388`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,776 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	47,480 sqft (1.09 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	50 sqft
Deck Area	332 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	021388
Street Address	296 AILSA DR
City	RISING SUN
State	MD
Zip	21911-2524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 68 - 1.093 ACRE 296 AILSA DRIVE CHANTILLY MANOR
Legal Subdivision	CHANTILLY MANOR
Legal Lot Number	68
Jurisdiction	CECIL MD
Township / Civil Division	9, CALVERT
Census Block Group	3
Census Block	3010
Census Tract	30700

Owner

Source: Cecil County records · APN 09-021388

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	296 AILSA DR, RISING SUN, MD 21911-2524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 03, 2022	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Dec 22, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 22, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 03, 2022 · Amount on Record
Deed Sale	Feb 03, 2022 · Amount on Record
Prior Sale	May 24, 2012 · Amount on Record
Deed Book / Page	5097 / 419
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	296 AILSA DR, RISING SUN, MD 21911-2524
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048890247
Date	May 21, 2021
Book Page	4889/247

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Feb 01, 2048

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Feb 03, 2022
Property Address	296 AILSA DR, RISING SUN, MD 21911-2524
Document Number	0050970419
Book / Page	5097 / 419
Map Reference	CAB 935 FO 715
Instrument Date	Jan 12, 2022
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	SKYLINE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	296 AILSA DR, RISING SUN, MD 21911-2524

Mortgage

Document Number	0005097425
Date	Feb 03, 2022
Instrument	5097/425

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	296 AILSA DR, RISING SUN, MD 21911-2524
Document Number	0041930384
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Feb 05, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 AILSA DR RISING SUN MD 219112524, RISING SUN, MD 21911-2524

Mortgage

Document Number	0041930384
Date	Jan 24, 2018
Book Page	004193/000384

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2048

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CECIL MD
Property Address	296 AILSA DR, RISING SUN, MD 21911-2524
Document Number	0042010368
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 AILSA DR RISING SUN MD 219112524, RISING SUN, MD 21911-2524

Mortgage

Document Number	0042010368
Date	Feb 12, 2018
Book Page	004201/000368

Lender

Name	WELLS FARGO BK
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2048

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$498,267 (+21.3%)	$507,000 (+2.65%) Land $104,100 Building $402,900
2025	$5,465.00 (+40.27%)
2023	$3,896.00	$410,767	$493,900 Land $104,100 Building $389,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240150307003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005, tidal / storm surge

Wildfire

Wildfire Risk	Low above 5% of the US · above 11% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 23 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Armstrong Holdings	Cable	1,000 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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