Rensselaer County and Troy City property record for 296 4th St, Troy, NY 12180
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,638 sqft · built 1900 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $113,000 (Dec 2014) |
| Tax Bill | $3,951 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| APN | 381700 101.77-9-20 |
| Primary APN | 381700 101.77-9-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,638 sqft Total Area |
| 1st Floor Area | 1,319 sqft |
| 2nd Floor Area | 1,319 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 130 ft deep x 25 ft wide |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1101210 |
|---|---|
| Street Address | 296 4TH ST |
| City | TROY |
| State | NY |
| Zip | 12180-4601 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | MU1 |
| Legal Description | 2 STY BRK HSE 85-8/62 |
| Legal Block | 9 |
| Legal Lot Number | 20.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 40900 |
Source: Rensselaer County and Troy City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 296 4TH ST, TROY, NY 12180-4601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2014 · Amount on Record |
| Deed Sale | Dec 29, 2014 · Amount on Record |
| Prior Sale | Nov 8, 2007 · Amount on Record |
| Deed Book / Page | 7359 / 7 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 296 4TH ST, TROY, NY 12180-4601 |
| Document Number | 0000580482 |
| Instrument Date | Dec 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2021 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Name | Verified Name |
|---|---|
| Address | 296 4TH ST TROY NY 121804601, TROY, NY 12180-4601 |
| Document Number | 0000580482 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 009406/000180 |
| Instrument | 580482 |
| Name | SCHOOL SYSTEMS FCU |
|---|---|
| Address | TROY, NY 12180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 21, 2035 |
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,951.00 (+3.24%) Homeowner's exemption | ||
| 2025 | $3,827.00 (+7.5%) | $92,000 (-) Land $8,800 Building $83,200 | $157,500 (+19.86%) Land $15,065 Building $142,435 |
| 2023 | $92,000 (-) Land $8,800 Building $83,200 | $131,400 (+8.55%) Land $12,569 Building $118,831 | |
| 2022 | $3,560.00 Homeowner's exemption | $92,000 Land $8,800 Building $83,200 | $121,053 Land $11,579 Building $109,474 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 2 (1996–2011) |
| Most Recent Claim | Aug 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 51,401 people · EPA ID NY4100050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 110 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead public education Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Massivemesh Networks.
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