296 3rd Ave, Pontiac, MI 48340 Property Records

Oakland County property record for 296 3rd Ave, Pontiac, MI 48340

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,290 sqft · built 2005
Lot Size	0.149 acres (6,490 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Feb 2006)
Tax Bill	$892 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`64-14-16-303-005`

Property Details

APN / Parcel Number

Primary APN	`64-14-16-303-005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,290 sqft Living Area
1st Floor Area	610 sqft
Basement Area	610 sqft
Unfinished Basement	610 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	6,490 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	296 3RD AVE
City	PONTIAC
State	MI
Zip	48340-2815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T3N, R10E, SEC 16 HIGHWOOD LOT 254
Legal Range	10E
Legal Township	03N
Legal Section	16
Legal Subdivision	HIGHWOOD
Legal Lot Number	254
Jurisdiction	OAKLAND MI
Township / Civil Division	PONTIAC
Census Block Group	3
Census Block	3002
Census Tract	141400

Owner

Source: Oakland County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	296 3RD AVE, PONTIAC, MI 48340-2815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
May 5, 2022	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Oct 9, 2020	Loan Modification, Mortgage MIDFIRST BK
Aug 24, 2017	Loan Modification, Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2006 · Amount on Record
Deed Sale	Feb 21, 2006 · Amount on Record
Prior Sale	Jan 6, 2006 · Amount on Record
Deed Document Number	200647711
Deed Book / Page	37142 / 127
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Sep 30, 2026
Property Address	296 3RD AVE, PONTIAC, MI 48340-2815
Document Number	0000144187
Book / Page	61592 / 822
Instrument Date	Sep 14, 2026
Instrument	2026144187
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 3RD AVE, PONTIAC, MI 48340-2815

Mortgage

Document Number	0000144187,
Date	Sep 30, 2026
Book Page	61592/822
Instrument	2026144187

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	290 Months
Due	Nov 1, 2050

Interest

Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	296 3RD AVE, PONTIAC, MI 48340-2815
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 3RD AVE, PONTIAC, MI 48340-2815

Mortgage

Document Number	0000377683
Date	May 5, 2022
Book Page	57745/339
Instrument	377683

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 3, 2052

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OAKLAND MI
Property Address	296 3RD AVE, PONTIAC, MI 48340-2815
Document Number	0000254637
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 3RD AVE PONTIAC MI 483402815, PONTIAC, MI 48340-2815

Mortgage

Document Number	0000254637
Date	Dec 3, 2020
Book Page	055269/000452
Instrument	254637

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2050

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OAKLAND MI
Property Address	296 3RD AVE, PONTIAC, MI 48340-2815
Document Number	0000171108
Instrument Date	Aug 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 3RD AVE PONTIAC MI 483402815, PONTIAC, MI 48340-2815

Mortgage

Document Number	0000171108
Date	Sep 14, 2017
Book Page	051070/000474
Instrument	171108

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203-4774

Agreement

Term	360 Months
Due	Sep 13, 2047

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Pontiac City
Unified School District	Pontiac City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$892.00 (-47.13%) Homeowner's exemption	$92,860 (+20.9%)	$185,720 (+20.9%)
2024	$1,687.00 (+44.56%)
2023		$76,810	$153,620
2021	$1,167.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTIAC serves 63,776 people · EPA ID MI0005440
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on 3rd Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures