296 2nd St SW, Delano, MN 55328 Property Records

Wright County property record for 296 2nd St SW, Delano, MN 55328

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,231 sqft · built 2005
Lot Size	0.291 acres (12,682 sqft)
Owner	Company Name on Record
Last Sale	$385,000 (Dec 2018)
Tax Bill	$5,876 (2026)
Deeds & Mortgages	Oct 2019 Sale Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`107-077-005010`

Property Details

APN / Parcel Number

Primary APN	`107-077-005010`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,231 sqft Living Area
1st Floor Area	1,427 sqft
Basement Area	920 sqft
Finished Basement	920 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,682 sqft (0.291 acres)
Garage Type	Attached
Garage Area	764 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	40 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	296 2ND ST SW
City	DELANO
State	MN
Zip	55328-2807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-11 TWP-118 RANGE-025 CLOVER SPRINGS 2ND ADDN LOT-001 BLOCK-005 OCK-005
Legal Range	025
Legal Township	118
Legal Section	11
Legal Subdivision	CLOVER SPRINGS 2ND ADDN
Legal Block	5
Legal Lot Number	1
Jurisdiction	WRIGHT MN
Township / Civil Division	DELANO
Census Block Group	3
Census Block	3034
Census Tract	101002

Owner

Source: Wright County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	296 2ND ST SW, DELANO, MN 55328-2807
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2019	Warranty Deed BURNET TITLE LLC
Dec 17, 2018	Warranty Deed, Transfer · Conventional Mortgage PERL MORTGAGE INC
Feb 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2018 · Amount on Record
Deed Sale	Dec 17, 2018 · Amount on Record
Prior Sale	Apr 14, 2009 · Amount on Record
Deed Document Number	20181386531
Last Transfer Date	Oct 18, 2024
Transfer Doc	00A1569769
Record Updated	Oct 29, 2026

October 2019: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Oct 25, 2019
Property Address	296 2ND ST SW, DELANO, MN 55328-2807
Document Number	0001409223
Instrument Date	Oct 31, 2018
Instrument	1409223
Record Updated	Nov 20, 2019
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1.65

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	296 2ND ST SW DELANO MN 553282807, DELANO, MN 55328-2807

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Dec 17, 2018
Property Address	296 2ND ST SW, DELANO, MN 55328-2807
Document Number	0001386531
Instrument Date	Oct 31, 2018
Instrument	1386531
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,270.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	296 2ND ST SW, DELANO, MN 55328-2807

Mortgage

Document Number	0001386532
Date	Dec 17, 2018
Instrument	1386532

Lender

Name	PERL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	296 2ND ST SW, DELANO, MN 55328-2807
Document Number	0001337576
Instrument Date	Feb 10, 2017
Transaction Type	Mortgage
Record Updated	May 24, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	296 2ND ST SW DELANO MN 553282807, DELANO, MN 55328-2807

Mortgage

Document Number	0001337576
Date	Feb 27, 2017
Instrument	1337576

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 26, 2037

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Delano City
County	Wright County
Unified School District	Delano Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,876.00 (+1.77%)	$519,700 (+3.82%) Land $72,000 Building $447,700	$519,700 (+3.82%) Land $72,000 Building $447,700
2025		$500,600 (-2.3%) Land $72,000 Building $428,600	$500,600 (-2.3%) Land $72,000 Building $428,600
2023	$5,774.00 (+2.81%)	$512,400 Land $74,000 Building $438,400	$512,400 Land $74,000 Building $438,400
2022	$5,616.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Delano Municipal Utilities serves 7,500 people · EPA ID MN1860007
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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