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2959 Scarlett Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2959 Scarlett Dr, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,488 sqft · built 2021
Lot Size0.189 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$277,934 (Sep 2021)
Tax Bill$3,447 (2025)
Deeds & MortgagesOct 2025 Mortgage
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN202631446600010570

Property Details

APN / Parcel Number

Primary APN202631446600010570

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,488 sqft Heated Area
Gross Area2,081 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.189 acres)
Garage TypeFinished
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2959 SCARLETT DR
CitySAINT CLOUD
StateFL
Zip34772-7687
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAKLEY PLACE PB 28 PGS 5-8 LOT 57
Legal Range31E
Legal Township26S
Legal Section20
Legal SubdivisionOAKLEY PLACE
Legal Tract4466
Legal Lot Number57
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1042
Census Tract43301

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2959 SCARLETT DR, SAINT CLOUD, FL 34772-7687
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2025Deed of Trust, Mortgage · FHA Mortgage
NEW AMERICAN FUNDING
Sep 8, 2021Warranty Deed, Subdivision Related Transfer · FHA Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2021 · Amount on Record
Deed SaleSep 8, 2021 · Amount on Record
Deed Document Number2021138299
Deed Book / Page6037 / 1914
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2959 SCARLETT DR, SAINT CLOUD, FL 34772-7687
Transaction TypeMortgage
Record UpdatedOct 23, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2959 SCARLETT DR, SAINT CLOUD, FL 34772-7687

Mortgage

Document Number0068622386
DateOct 9, 2025
Book Page6862/2386
Instrument2025125861
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
AddressAUSTIN, TX 78726
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term311 Months
DueSep 1, 2051

September 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 8, 2021
Property Address2959 SCARLETT DR, SAINT CLOUD, FL 34772-7687
Document Number0060371914
Book / Page6037 / 1914
Map ReferenceMB 28 PG 5-8
Instrument DateAug 26, 2021
Instrument2021138299
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2023
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,946.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8529 SOUTHPARK CIR STE 130, 130, ORLANDO, FL 32819-9016

Transferred To (Grantee/Buyer)

NameVerified Name
Address2959 SCARLETT DR, SAINT CLOUD, FL 34772-7687

Mortgage

Document Number0060371920
DateSep 8, 2021
Instrument6037/1920
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,447.00 (+8.94%) Homeowner's exemption$235,503 (+5.99%)$305,700 (+37.58%) Land $70,000 Building $235,700
2023$3,164.00 (-4.35%) Homeowner's exemption$222,200 (-5.69%) Land $55,000 Building $167,200$222,200 (-5.69%) Land $55,000 Building $167,200
2022$3,308.00 Homeowner's exemption$235,600 Land $55,000 Building $180,600$235,600 Land $55,000 Building $180,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 173 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 68% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T, CenturyLink.

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