2958 Micah Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2958 Micah Ct, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	1,632 sqft Heated Area
Lot Size	5,227 sqft (0.119 acres)
Occupancy	Owner Occupied
Last Sale	$227,000 (2020)
Tax Bill	$4,530.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`128528`
Alternative APNs	`222630007500010220` `222630276600010220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,632 sqft Heated Area
Gross Area	2,096 sqft Gross Area
1st Floor	1,632 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,227 sqft (0.119 acres)
Depth X Width	105 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Unfinished Garage
Garage Area	400 sqft Garage

Exterior Amenities

Fence	Fence
Patio Area	28 sqft Patio
Porch	Open Porch
Porch Area	64 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	128528
Old Parcel Number	222630276600010220
Street Address	2958 MICAH CT
City	SAINT CLOUD
State	FL
Zip	34772-6513
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CANOE CREEK ESTATES PHASE 5 PB 14 PGS 57-58 LOT 22
Legal Range	30E
Legal Township	26S
Legal Section	22
Legal Subdivision	CANOE CREEK ESTATES
Legal Phase	5
Legal Tract	75
Legal Block	1
Legal Lot Number	22
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1003
Census Tract	43207

Owner

Source: Osceola County records · APN 128528

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2958 MICAH CT, SAINT CLOUD, FL 34772-6513
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 26, 2020 · Amount on Record
Deed Sale	Jun 26, 2020 · Amount on Record
Prior Sale	Dec 03, 2014 · Amount on Record
Deed Doc Number	2020082966
Deed Book / Page	5744 / 2840
Record Refreshed	Jun 08, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 26, 2020
Property Address	2958 MICAH CT, SAINT CLOUD, FL 34772-6513
Document Number	0057442840
Book / Page	005744 / 002840
Instrument Date	Jun 26, 2020
Instrument	82966
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,589.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	2958 MICAH CT ST CLOUD FL 347726513, ST CLOUD, FL 34772-6513

Mortgage

Document Number	57442841
Date	Jun 26, 2020
Book Page	005744/002841
Instrument	82967

Lender

Name	BANK OF LITTLE ROCK
Type	Bank
Address	LITTLE ROCK, AR 72223

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,530.00 (-1.13%) Homeowner's exemption	$296,000 (-2.89%) Land $65,000 Building $231,000	$296,000 (-2.89%) Land $65,000 Building $231,000
2023	$4,582.00 (+11.95%)	$304,800 (+15.72%) Land $60,000 Building $244,800	$304,800 (+15.72%) Land $60,000 Building $244,800
2022	$4,093.00	$263,400 Land $55,000 Building $208,400	$263,400 Land $55,000 Building $208,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.