2958 E McCarty St, Jefferson City, MO 65101 Property Records

Cole County property record for 2958 E McCarty St, Jefferson City, MO 65101

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,055 sqft · built 1965
Lot Size	0.351 acres (15,290 sqft)
Owner	2 Individuals on Record
Tax Bill	$1,309 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-05-22-0004-002-023`

Property Details

APN / Parcel Number

Primary APN	`11-05-22-0004-002-023`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,055 sqft Living Area
1st Floor Area	1,055 sqft
Basement Area	608 sqft
Finished Basement	608 sqft
Unfinished Basement	1,055 sqft
Game Room	Game Room

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	15,290 sqft (0.351 acres)
Lot Dimensions	192 ft deep x 88 ft wide
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2958 E MCCARTY ST
City	JEFFERSON CITY
State	MO
Zip	65101-4432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	WALNUT RIDGE PT. LOTS 7 & 8 & PT NWSE
Legal Range	11W
Legal Township	44N
Legal Section	22
Legal Subdivision	WALNUT RIDGE
Legal Lot Number	7-8
Jurisdiction	COLE MO
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2009
Census Tract	10300

Owner

Source: Cole County assessment roll, as of August 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	2958 E MCCARTY ST, JEFFERSON CITY, MO 65101-4432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Mar 31, 2023	Deed of Trust, Mortgage · Line of Credit RIVER REGION CREDIT UNION
Apr 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNION HOME MORTGAGE
Dec 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HERITAGE COMMUNITY BANK
Jun 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HERITAGE COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Recording Date	Apr 20, 2026
Property Address	2958 E MCCARTY ST, JEFFERSON CITY, MO 65101-4432
Document Number	0000003415
Book / Page	779 / 530
Instrument Date	Apr 13, 2026
Instrument	20263415
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2958 E MCCARTY ST, JEFFERSON CITY, MO 65101-4432

Mortgage

Document Number	0000003415,
Date	Apr 20, 2026
Book Page	779/530
Instrument	20263415

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	2958 E MCCARTY ST, JEFFERSON CITY, MO 65101-4432
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000748/675
Date	Mar 31, 2023
Book Page	748/675
Instrument	202302319

Lender

Name	RIVER REGION CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 6, 2048

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	2958 E MCCARTY ST, JEFFERSON CITY, MO 65101-4432
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	725/126
Date	Apr 27, 2021
Book Page	725/126
Instrument	20215119

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	2958 E MCCARTY ST, JEFFERSON CITY, MO 65101-4432
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	719/837
Date	Dec 23, 2020
Book Page	719/837
Instrument	202014830

Lender

Name	HERITAGE COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Jan 1, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	2958 E MCCARTY ST, JEFFERSON CITY, MO 65101-4432
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	699/492
Date	Jun 28, 2019
Book Page	699/492
Instrument	201905238

Lender

Name	HERITAGE COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Jul 1, 2024

Tax Assessment & Valuation

Source: Cole County assessment roll, as of August 21, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Municipality	Jefferson City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,309.00 (+10.46%)	$20,850 (-) Land $2,660 Building $18,190	$109,700 (-) Land $14,000 Building $95,700
2023		$20,850 Land $2,660 Building $18,190	$109,700 Land $14,000 Building $95,700
2022	$1,185.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1993)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLE COUNTY PWSD 2 serves 13,107 people · EPA ID MO3024160
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Socket Telecom, Wisper ISP.

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