Oakland County property record for 2957 Senora Dr, Troy, MI 48085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,683 sqft · built 1993 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $361,700 (Nov 2002) |
| Tax Bill | $4,892 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Aug 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-13-479-010 |
| Primary APN | 88-20-13-479-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,683 sqft Living Area |
| 1st Floor Area | 1,597 sqft |
| Basement Area | 1,597 sqft |
| Unfinished Basement | 1,597 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 138 ft deep x 90 ft wide |
| Garage Area | 569 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 50 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2957 SENORA DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-3778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | T2N, R11E, SEC 13 WATTLES POINTE SUBDIVISION LOT 20 12-17-90 FR 426-082 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 13 |
| Legal Subdivision | POINTE SUB |
| Legal Lot Number | 12,20 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 197900 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2957 SENORA DR, TROY, MI 48085-3778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · Line of Credit ORSA CREDIT UNION |
| Aug 30, 2022 | Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL CU |
| Jul 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK |
| Jan 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK |
| Feb 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 18, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2002 · Amount on Record |
| Deed Sale | Nov 25, 2002 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2957 SENORA DR, TROY, MI 48085-3778 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2957 SENORA DR, TROY, MI 48085-3778 |
| Document Number | 20260022516 |
|---|---|
| Date | Feb 24, 2026 |
| Book Page | 60965/496 |
| Instrument | 20260022516 |
| Name | ORSA CREDIT UNION |
|---|---|
| Address | PLYMOUTH, MI 48170 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 23, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2957 SENORA DR, TROY, MI 48085-3778 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2957 SENORA DR, TROY, MI 48085-3778 |
| Document Number | 0000437367 |
|---|---|
| Date | Aug 30, 2022 |
| Book Page | 58075/94 |
| Instrument | 437367 |
| Name | COMMUNITY FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PLYMOUTH, MI 48170 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2957 SENORA DR, TROY, MI 48085-3778 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2021 |
| Title Company | EMBASSY TITLE |
| Name | Verified Name |
|---|---|
| Address | 2957 SENORA DR, TROY, MI 48085-3778 |
| Document Number | 0000166857 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 56492/872 |
| Instrument | 166857 |
| Name | ONE AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2957 SENORA DR, TROY, MI 48085-3778 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2957 SENORA DR, TROY, MI 48085-3778 |
| Document Number | 0000003605 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 55450/388 |
| Instrument | 3605 |
| Name | ONE AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2957 SENORA DR, TROY, MI 48085-3778 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019308 |
|---|---|
| Date | Feb 6, 2018 |
| Book Page | 51536/00877 |
| Instrument | 019308 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 18, 2017 |
| Property Address | 2957 SENORA DR, TROY, MI 48085-3778 |
| Document Number | 0000078492 |
| Book / Page | 050580 / 000416 |
| Instrument Date | Apr 14, 2017 |
| Instrument | 78492 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2957 SENORA DR TROY MI 480853778, TROY, MI 48085-3778 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,892.00 (+2.41%) | ||
| 2024 | $4,777.00 (-6.11%) | ||
| 2023 | $417,400 | ||
| 2022 | $5,088.00 | $208,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (1982–2019) |
| Most Recent Claim | Aug 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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