Black Hawk County property record for 2957 Gram Ct, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,202 sqft · built 1920 |
| Lot Size | 1.38 acres (60,112 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,294 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-32-351-006 |
| Primary APN | 8913-32-351-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,202 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 1,280 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 60,112 sqft (1.38 acres) |
| Garage Type | Detached |
| Garage Area | 928 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 118 sqft |
| Patio Area | 118 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2957 GRAM CT |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-9721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNPLATTED WLOO WEST PART SW SW SEC 32 T 89 R 13 COM AT PT 33 FT E OF PT 31 RDS N OF SW COR SAID SEC TH E TO PT WHICH IS 20 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 32 |
| Legal Subdivision | UNPLATTED WLOO WEST |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 3002 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2957 GRAM CT, WATERLOO, IA 50701-9721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,294.00 (+13.34%) Homeowner's exemption | $146,880 (+16.87%) Land $25,170 Building $121,710 | $146,880 (+16.87%) Land $25,170 Building $121,710 |
| 2024 | $2,024.00 (-0.98%) | ||
| 2023 | $125,680 (+19.37%) Land $25,170 Building $100,510 | $125,680 (+19.37%) Land $25,170 Building $100,510 | |
| 2022 | $2,044.00 Homeowner's exemption | $105,290 Land $25,170 Building $80,120 | |
| 2021 | $105,290 Land $25,170 Building $80,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (1990–2014) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Jun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 62% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Mediacom Xtream.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures