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2957 Elio Hammock Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 2957 Elio Hammock Dr, Harmony, FL 34773

Property Summary

Property TypeVacant Land
Lot Size0.16 acres (6,969 sqft)
OwnerIndividual Name on File
Last Sale$363,990 (Nov 2025)
Tax Bill$2,982 (2025)
Deeds & MortgagesSep 2025 Mortgage
Nov 2025 Second Mortgage
+ 9 more
Flood ZoneZone X (minimal risk)
APN18-26-32-5376-0001-1000

Property Details

APN / Parcel Number

Primary APN18-26-32-5376-0001-1000
Alternative APN
  • 263218537600011000

Exterior

Lot Area6,969 sqft (0.16 acres)

Location & Zoning

Street Address2957 ELIO HAMMOCK DR
CityHARMONY
StateFL
Zip34773-6265
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionVILLAGES AT HARMONY PH 2E & 2F PB 36 PGS 8-15 LOT 100
Legal SubdivisionVILLAGES AT HARMONY PHASE 2E AND 2F
Legal Lot Number100
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2087
Census Tract43801

Owner

Source: Osceola County records, as of June 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2957 ELIO HAMMOCK DR, HARMONY, FL 34773-6265
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2025Deed of Trust, Mortgage · FHA Mortgage
DHI MORTGAGE COMPANY LTD
Nov 4, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DHI MORTGAGE COMPANY LTD
Nov 4, 2025Deed of Trust, Mortgage · FHA Mortgage
DHI MORTGAGE COMPANY LTD
Oct 21, 2025Deed of Trust, Mortgage · FHA Mortgage
DHI MORTGAGE COMPANY LTD
Aug 14, 2025Deed of Trust, Mortgage · Conventional Mortgage
DHI MORTGAGE COMPANY LTD
Aug 19, 2025Deed of Trust, Mortgage · FHA Mortgage
DHI MORTGAGE COMPANY LTD
Jun 26, 2025Deed of Trust, Mortgage · FHA Mortgage
DHI MORTGAGE COMPANY LTD
Aug 19, 2025Deed of Trust, Mortgage · FHA Mortgage
DHI MORTGAGE COMPANY LTD
Aug 28, 2025Deed of Trust, Mortgage · VA Mortgage
DHI MORTGAGE COMPANY LTD
Aug 1, 2025Deed of Trust, Mortgage · VA Mortgage
DHI MORTGAGE COMPANY LTD
Nov 10, 2025Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2025 · Amount on File
Deed SaleNov 10, 2025 · Amount on File
Prior SaleMay 9, 2025 · Amount on File
Deed Document Number2025138972
Deed Book / Page6878 / 1074
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2957 ELIO HAMMOCK DR, HARMONY, FL 34773-6265
Transaction TypeMortgage
Record UpdatedDec 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address6125 WESTGATE DR 1201, 1201, ORLANDO, FL 32835-2083

Mortgage

Document Number0068470663
DateSep 10, 2025
Book Page6847/663
Instrument2025112370
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2957 ELIO HAMMOCK DR, HARMONY, FL 34773-6265
Transaction TypeMortgage
Record UpdatedDec 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2921 ELIO HAMMOCK DR, HARMONY, FL 34773-6265

Mortgage

Document Number0068750426
DateNov 4, 2025
Book Page6875/426
Instrument2025136323
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2055

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2957 ELIO HAMMOCK DR, HARMONY, FL 34773-6265
Transaction TypeMortgage
Record UpdatedDec 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4906 E LAKE COVE BLVD, SAINT CLOUD, FL 34771-8005

Mortgage

Document Number0068750411
DateNov 4, 2025
Book Page6875/411
Instrument2025136322
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2055

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2957 ELIO HAMMOCK DR, HARMONY, FL 34773-6265
Transaction TypeMortgage
Record UpdatedDec 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2190 GRANADA BLVD, KISSIMMEE, FL 34746-3684

Mortgage

Document Number0068680506
DateOct 21, 2025
Book Page6868/506
Instrument2025130392
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2957 ELIO HAMMOCK DR, HARMONY, FL 34773-6265
Transaction TypeMortgage
Record UpdatedDec 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1860 CENTENNIAL AVE, SAINT CLOUD, FL 34769-1833

Mortgage

Document Number0068350982
DateAug 14, 2025
Book Page6835/982
Instrument2025101877
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2055

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2957 ELIO HAMMOCK DR, HARMONY, FL 34773-6265
Transaction TypeMortgage
Record UpdatedDec 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1453 SUGARBERRY LN, SAINT CLOUD, FL 34772-7425

Mortgage

Document Number0068370514
DateAug 19, 2025
Book Page6837/514
Instrument2025103329
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2055

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2957 ELIO HAMMOCK DR, HARMONY, FL 34773-6265
Transaction TypeMortgage
Record UpdatedDec 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 MOUNT RD 214, 214, ORLANDO, FL 32810-4189

Mortgage

Document Number0068100221
DateJun 26, 2025
Book Page6810/221
Instrument2025080251
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2055

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2957 ELIO HAMMOCK DR, HARMONY, FL 34773-6265
Transaction TypeMortgage
Record UpdatedDec 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2204 VILLA VERANO WAY 302, 302, KISSIMMEE, FL 34744-6348

Mortgage

Document Number0068371395
DateAug 19, 2025
Book Page6837/1395
Instrument2025103668
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2055

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2957 ELIO HAMMOCK DR, HARMONY, FL 34773-6265
Transaction TypeMortgage
Record UpdatedDec 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3600 EISENHAUER RD 1304, 1304, SAN ANTONIO, TX 78218-6020

Mortgage

Document Number0068420527
DateAug 28, 2025
Book Page6842/527
Instrument2025108109
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2055

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2957 ELIO HAMMOCK DR, HARMONY, FL 34773-6265
Transaction TypeMortgage
Record UpdatedDec 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address162 PAMLICO DR, HOLLY RIDGE, NC 28445-8800

Mortgage

Document Number0068281326
DateAug 1, 2025
Book Page6828/1326
Instrument2025095959
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2055

November 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 10, 2025
Property Address2957 ELIO HAMMOCK DR, HARMONY, FL 34773-6265
Document Number0068781074
Book / Page6878 / 1074
Map ReferenceMB 36 PG 8-15
Instrument DateNov 7, 2025
Instrument2025138972
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,548.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
Address2957 ELIO HAMMOCK DR, HARMONY, FL 34773-6265

Mortgage

Document Number0068781075
DateNov 10, 2025
Instrument6878/1075
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,982.00$70,000 Land $70,000$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 72% of Florida
Wildfire Likelihood0.9% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35

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