2957 E Valley Rd, Santa Barbara, CA 93108 Property Records

Santa Barbara County property record for 2957 E Valley Rd, Santa Barbara, CA 93108

Property Summary

Property Type	Single Family Home
Details	5 bd · 7.5 ba · 5,171 sqft · built 1987
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$16,000,000 (Sep 2023)
Tax Bill	$171,245 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage May 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`005-040-028`

Property Details

APN / Parcel Number

Primary APN	`005-040-028`
Alternative APN	`00504028`

Interior

Bedrooms	5 Beds
Full Baths	7.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	5,171 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Contemporary
Lot Area	87,120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2957 E VALLEY RD
City	SANTA BARBARA
State	CA
Zip	93108-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5E1
Legal Description	PARCEL MAP 30/91-92 12934
Legal Subdivision	PARCEL MAP NO 12934
Legal Lot Number	C
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	CARPINTERIA
Census Block Group	3
Census Block	3000
Census Tract	1706

Owner

2957 E Valley Rd is owned and occupied by two individuals who bought it in September 2023.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2957 E VALLEY RD, SANTA BARBARA, CA 93108-1613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 5, 2023	Deed of Trust, Mortgage · Commercial Mortgage MIDFIRST BANK
Oct 29, 2020	Grant Deed, Transfer · Line of Credit MIDFIRST BANK
Sep 15, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jun 23, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2023 · Amount on File
Deed Sale	Sep 8, 2023 · Amount on File
Prior Sale	Oct 29, 2020 · Amount on File
Deed Document Number	202326273
Prior Transfer Date	Jun 19, 2020
Prior Transfer Doc	0000031074
Record Updated	Oct 29, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Sep 8, 2023
Property Address	2957 E VALLEY RD, SANTA BARBARA, CA 93108-1613
Document Number	0000026273
Map Reference	MB 30 PG 91&92
Instrument Date	Aug 21, 2023
Instrument	2023-0026273
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2957 E VALLEY RD, SANTA BARBARA, CA 93108-1613

Mortgage

Document Number	0000026275
Date	Sep 8, 2023
Instrument	2023-0026275

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Oct 1, 2033
Change Frequency	6 Months
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Max Rate	10.7%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	2957 E VALLEY RD, SANTA BARBARA, CA 93108-1613
Transaction Type	Mortgage
Record Updated	May 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 41459, SANTA BARBARA, CA 93140-1459

Mortgage

Document Number	0000012765
Date	May 5, 2023
Instrument	2023-0012765

Lender

Name	MIDFIRST BANK
Type	Bank
Address	SANTA BARBARA, CA 93108

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 4, 2053

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Oct 29, 2020
Property Address	2957 E VALLEY RD, SANTA BARBARA, CA 93108-1613
Document Number	0000061457
Map Reference	MB 30 PG 91&92
Instrument Date	Oct 21, 2020
Instrument	2020-0061457
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 41459, SANTA BARBARA, CA 93140-1459

Mortgage

Document Number	0000061459
Date	Oct 29, 2020
Instrument	2020-0061459

Lender

Name	MIDFIRST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Sep 15, 2020
Property Address	2957 E VALLEY RD, SANTA BARBARA, CA 93108-1613
Document Number	0000049706
Instrument Date	Sep 1, 2020
Instrument	49706
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$3,135.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	16255 VENTURA BLVD ENCINO CA 914362302, ENCINO, CA 91436-2302

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jun 23, 2020
Property Address	2957 E VALLEY RD, SANTA BARBARA, CA 93108-1613
Document Number	0000031074
Instrument Date	Jun 19, 2020
Instrument	31074
Transaction Type	Transfer
Record Updated	Jul 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2957 E VALLEY RD SANTA BARBARA CA 931081613, SANTA BARBARA, CA 93108-1613

Tax Assessment & Valuation

The 2025 property tax bill for 2957 E Valley Rd was $171,245.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Unified School District	Carpinteria Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$16,646,400 (+2%) Land $4,161,600 Building $12,484,800
2025	$171,245.00	$16,320,000 Land $4,080,000 Building $12,240,000
2023	$36,167.00 (+28.49%)	$3,413,728 Land $2,236,860 Building $1,176,868
2022	$28,147.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2957 E Valley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	8 (1978–2018)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jan 2018 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2957 E Valley Rd is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 62% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTECITO WATER DIST serves 12,010 people · EPA ID CA4210007
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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