2956 Oak Manor Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 2956 Oak Manor Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,215 sqft · built 2005
Lot Size	2.09 acres (91,476 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,314 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-5-15-01-0-00012-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-5-15-01-0-00012-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,215 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	91,476 sqft (2.09 acres)
Lot Dimensions	353 ft deep x 232 ft wide
Garage Area	1,243 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	2956 OAK MANOR DR
City	HERNANDO
State	MS
Zip	38632-8590
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	OAK GROVE MANOR S/D LOT 12
Legal Range	08
Legal Township	03
Legal Section	15
Legal Subdivision	OAK GROVE MANOR S/D
Legal Lot Number	12
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2026
Census Tract	71123

Owner

2956 Oak Manor Dr is owned and occupied by two individuals.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	2956 OAK MANOR DR, HERNANDO, MS 38632-8590
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0000570311
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2956 OAK MANOR DR, HERNANDO, MS 38632-8590
Transaction Type	Mortgage
Record Updated	Sep 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2956 OAK MANOR DR, HERNANDO, MS 38632-8590

Mortgage

Document Number	5660/81689
Date	Sep 5, 2023
Book Page	5660/81689

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2956 OAK MANOR DR, HERNANDO, MS 38632-8590
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2956 OAK MANOR DR, HERNANDO, MS 38632-8590

Mortgage

Document Number	005052/198
Date	Sep 29, 2020
Book Page	5052/198

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2956 OAK MANOR DR, HERNANDO, MS 38632-8590
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2956 OAK MANOR DR, HERNANDO, MS 38632-8590

Mortgage

Document Number	005299/160
Date	Jul 23, 2021
Book Page	5299/160

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2956 Oak Manor Dr was $2,314.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,314.00	$31,690 Land $3,500 Building $28,190	$316,902 Land $35,000 Building $281,902
2023	$2,005.00	$23,063	$230,629 Land $35,000 Building $195,629

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2956 Oak Manor Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2956 Oak Manor Dr is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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