2956 N Spaulding Ave, Chicago, IL 60618 Property Records

Cook County property record for 2956 N Spaulding Ave, Chicago, IL 60618

Property Summary

Property Type	Apartments (5+ Units)
Details	8 bd · 4.5 ba · 3,607 sqft · built 1898
Lot Size	0.066 acres (2,852 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,858 (2023)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-26-218-003`

Property Details

APN / Parcel Number

Primary APN	`13-26-218-003`
Alternative APN	`13-26-218-003-0000`

Interior

Bedrooms	8 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	20 Rooms
Units	8 Units
Stories	2 Stories
Building Area	3,607 sqft Living Area

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	2,852 sqft (0.066 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2956 N SPAULDING AVE
City	CHICAGO
State	IL
Zip	60618-7979
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RS-3
Legal Description	H R (CAMPBELLS) RESUB OF LTS3-5&W17FT OF LT2 IN STORY & ALLENS SUB OF LT10 OF BRANDS SUB OF THE NE SEC 26-40-13
Legal Range	13E
Legal Township	40N
Legal Section	26
Legal Subdivision	ALLENS SUB
Legal Lot Number	2-5,1
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2000
Census Tract	210602

Owner

2956 N Spaulding Ave, a residential property, is owned and occupied by two individuals who acquired it in January 2022.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2956 N SPAULDING AVE, CHICAGO, IL 60618-7979
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Sep 29, 2021	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Feb 5, 2020	Quit Claim Deed, Transfer GUARANTEED RATE
Aug 28, 2019	Deed of Trust, Mortgage UBS BK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2022
Deed Sale	Jan 28, 2022
Prior Sale	Oct 22, 2013 · Amount on File
Deed Document Number	2022808206
Prior Transfer Date	Jan 14, 2022
Prior Transfer Doc	0000808206
Record Updated	Sep 20, 2026

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Jan 28, 2022
Property Address	2956 N SPAULDING AVE, CHICAGO, IL 60618-7979
Document Number	0002808206
Instrument Date	Jan 14, 2022
Instrument	2202808206
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	NOT AVAILABLE, RAVENSWOOD TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2956 N SPAULDING AVE, 2956, CHICAGO, IL 60618-7979

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4044 N LINCOLN AVE # 173, 173, CHICAGO, IL 60618-3038

Mortgage

Document Number	0002808207
Date	Jan 28, 2022
Instrument	2202808207

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.62%

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Sep 29, 2021
Property Address	2956 N SPAULDING AVE, CHICAGO, IL 60618-7979
Document Number	0027228685
Instrument Date	Aug 6, 2021
Instrument	2127228685
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4044 N LINCOLN AVE # 173, 4044, CHICAGO, IL 60618-3038

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2956 N SPAULDING AVE, CHICAGO, IL 60618-7979
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	NOT AVAILABLE, RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011820301
Date	Apr 28, 2021
Instrument	2111820301

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	4.5%

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Feb 5, 2020
Property Address	2956 N SPAULDING AVE, CHICAGO, IL 60618-7979
Document Number	2003655279
Instrument Date	Dec 28, 2019
Instrument	3655279
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2956 N SPAULDING AVE CHICAGO IL 606187979, CHICAGO, IL 60618-7979

Mortgage

Document Number	2003655280
Date	Feb 5, 2020
Instrument	3655280

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2050

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2956 N SPAULDING AVE, CHICAGO, IL 60618-7979
Document Number	1926908343
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2956 N SPAULDING AVE CHICAGO IL 606187979, CHICAGO, IL 60618-7979

Mortgage

Document Number	1926908343
Date	Sep 26, 2019
Instrument	26908343

Lender

Name	UBS BK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,461 Land $12,406 Building $49,055	$614,610 Land $124,060 Building $490,550
2023	$11,858.00 (+2.6%)
2022	$11,557.00	$56,002 Land $9,984 Building $46,018	$560,020 Land $99,840 Building $460,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2956 N Spaulding Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2956 N Spaulding Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 975 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber	1,500 / 1,500
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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