2956 N Kristopher Bend Ct, Saint Charles, MO 63303 Property Records

St. Charles County property record for 2956 N Kristopher Bend Ct, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,142 sqft · built 1984
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Flood ZoneZone X (minimal risk)
APN150720A014

Property Details

APN / Parcel Number

Primary APN150720A014
Alternative APN
  • 6-010C-5659-00-0015.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,142 sqft Living Area
Gross Area3,670 sqft
1st Floor Area1,097 sqft
Basement Area1,045 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleBi-Level
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
TerrainRolling
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area200 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number150720A014
Street Address2956 N KRISTOPHER BEND CT
CitySAINT CHARLES
StateMO
Zip63303-3197
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionSETON HILL LOT 15
Legal SubdivisionSETON HILL
Legal Lot Number15
JurisdictionST CHARLES MO
Township / Civil DivisionZUMBEHL
Census Block Group3
Census Block3010
Census Tract310903

Owner

2956 N Kristopher Bend Ct is owned and occupied by two individuals.

Source: St. Charles County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address2956 N KRISTOPHER BEND CT, SAINT CHARLES, MO 63303-3197
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$65,846$346,556 Land $65,000 Building $281,556
2023$63,006
2022$331,609 Land $50,000 Building $281,609

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2956 N Kristopher Bend Ct in Zone X, an area of minimal flood risk, though there have been 75 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims75 (1979–2020)
Claims Outside the SFHA1 of 75
Most Recent ClaimAug 2020 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Jun 1993 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2956 N Kristopher Bend Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: i3 Broadband.

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