2956 Lodgepole Rd, Overgaard, AZ 85933 Property Records

Navajo County property record for 2956 Lodgepole Rd, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	1,280 sqft · built 2021
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$429,900 (Nov 2022)
Tax Bill	$1,498 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`206-41-354`

Property Details

APN / Parcel Number

Primary APN	`206-41-354`

Interior

Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Metal
Lot Area	25,265 sqft (0.58 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	2956 LODGEPOLE RD
City	OVERGAARD
State	AZ
Zip	85933-4203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	FOREST TRAILS #2:LOT 354
Legal Range	17E
Legal Township	12N
Legal Section	28
Legal Subdivision	FOREST TRAILS #2
Legal Lot Number	354
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2012
Census Tract	963700

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3661 E PINON CT, GILBERT, AZ 85234-3103
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage DIVVY TITLE AGENCY OF THE WE
Jun 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Nov 10, 2022	Warranty Deed, Transfer · Commercial Mortgage LM2 INVESTMENT GROUP LLC
Mar 9, 2021	Warranty Deed, Transfer LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC
Mar 14, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2022 · Amount on Record
Deed Sale	Nov 10, 2022 · Amount on Record
Prior Sale	Mar 9, 2021 · Amount on Record
Deed Document Number	202221155
Prior Transfer Date	Mar 1, 2018
Prior Transfer Doc	0000004053
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Recording Date	May 27, 2026
Property Address	2956 LODGEPOLE RD, OVERGAARD, AZ 85933-4203
Document Number	0000007655
Instrument Date	May 27, 2026
Instrument	20267655
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	DIVVY TITLE AGENCY OF THE WE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2956 LODGEPOLE RD, OVERGAARD, AZ 85933-4203

Mortgage

Document Number	0000007655,
Date	May 27, 2026
Instrument	20267655

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2956 LODGEPOLE RD, OVERGAARD, AZ 85933-4203
Transaction Type	Mortgage
Record Updated	Jul 17, 2023
Title Company	MAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3661 E PINON CT, GILBERT, AZ 85234-3103

Mortgage

Document Number	0000008620
Date	Jun 29, 2023
Instrument	2023-08620

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2028
Change Frequency	6 Months
Min Rate At Change	8.75%
Max Rate At Change	10.7%
Max Rate	13.7%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Nov 10, 2022
Property Address	2956 LODGEPOLE RD, OVERGAARD, AZ 85933-4203
Document Number	0000021155
Map Reference	MB 15 PG 38-40
Instrument Date	Sep 30, 2022
Instrument	2022-21155
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3661 E PINON CT, GILBERT, AZ 85234-3103

Mortgage

Document Number	0000021156
Date	Nov 10, 2022
Instrument	2022-21156

Lender

Name	LM2 INVESTMENT GROUP LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Mar 9, 2021
Property Address	2956 LODGEPOLE RD, OVERGAARD, AZ 85933-4203
Document Number	0000004834
Map Reference	MB 15 PG 38-40
Instrument Date	Feb 17, 2021
Instrument	2021-04834
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4545 N 67TH AVE # AVE1211, AVE1211, PHOENIX, AZ 85033-1660

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8465 E MCDONALD DR # 312, 312, SCOTTSDALE, AZ 85250-6335

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAVAJO AZ
Recording Date	Mar 14, 2018
Property Address	2956 LODGEPOLE RD, OVERGAARD, AZ 85933-4203
Document Number	0000004053
Instrument Date	Mar 1, 2018
Instrument	4053
Transaction Type	Transfer
Record Updated	Mar 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7844 E BUENA TERRA WAY SCOTTSDALE AZ 852506512, SCOTTSDALE, AZ 85250-6512

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$317,902 (-0.58%) Land $59,175 Building $258,727
2025	$1,498.00 (+4.17%)	$31,975 Land $5,704 Building $26,271	$319,751 Land $57,042 Building $262,709
2023	$1,438.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (1999–2001)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 68% of Arizona
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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