2956 Creek Side Dr, Carrabelle, FL 32322 Property Records

Franklin County property record for 2956 Creek Side Dr, Carrabelle, FL 32322

Property Summary

Property Type	Vacant Land
Lot Size	0.746 acres (32,539 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jun 2023)
Tax Bill	$1,064 (2025)
Deeds & Mortgages	Jun 2023 Sale & Line of Credit Dec 2019 Sale
Flood Zone	Zone VE (high risk)
APN	`08-08S-05W-0260-0000-0020`

Property Details

APN / Parcel Number

Primary APN	`08-08S-05W-0260-0000-0020`

Exterior

Lot Area	32,539 sqft (0.746 acres)
Lot Dimensions	180 ft deep x 181 ft wide

Location & Zoning

Street Address	2956 CREEK SIDE DR
City	CARRABELLE
State	FL
Zip	32322
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT 2 SILENT WATERS 741/602 741/603 1101/649 1171/43 1255/560 1365/518
Legal Range	05W
Legal Township	08S
Legal Section	08
Legal Subdivision	SILENT WATERS
Legal Lot Number	2
Jurisdiction	FRANKLIN FL
Township / Civil Division	EASTPOINT
Census Block Group	1
Census Block	1264
Census Tract	970200

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4850 NORTH RD, NAPLES, FL 34104-4090
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Warranty Deed, Transfer · Line of Credit CENTENNIAL BANK
Dec 19, 2019	Warranty Deed, Transfer TALLAHASSEE TITLE GROUP LLC, TALLAHASSEE TITLE GRP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2023 · Amount on Record
Deed Sale	Jun 5, 2023 · Amount on Record
Prior Sale	Dec 19, 2019 · Amount on Record
Deed Document Number	202319002827
Deed Book / Page	1365 / 518
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jun 5, 2023
Property Address	2956 CREEK SIDE DR, CARRABELLE, FL 32322
Document Number	0019002827
Book / Page	1365 / 518
Map Reference	MB 6 PG 10
Instrument Date	May 31, 2023
Instrument	202319002827
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	760 OAK GROVE RD, NEW HOPE, AL 35760-8645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4850 NORTH RD, NAPLES, FL 34104-4090

Mortgage

Document Number	0000000520
Date	Jun 5, 2023
Instrument	1365/520

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jun 1, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Dec 19, 2019
Property Address	2956 CREEK SIDE DR, CARRABELLE, FL 32322
Document Number	0019005617
Book / Page	001255 / 000560
Instrument Date	Dec 17, 2019
Instrument	19005617
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	TALLAHASSEE TITLE GROUP LLC, TALLAHASSEE TITLE GRP LLC

Transaction

Amount	Amount Recorded
Tax	$315.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	760 OAK GROVE RD NEW HOPE AL 357608645, NEW HOPE, AL 35760-8645

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,064.00 (-1.21%)	$115,000 (-) Land $115,000	$115,000 (-) Land $115,000
2024	$1,077.00 (+48.14%)	$115,000 (+35.29%) Land $115,000	$115,000 (+35.29%) Land $115,000
2023	$727.00 (+1.68%)	$85,000 (-) Land $85,000	$85,000 (-) Land $85,000
2022	$715.00	$85,000 Land $85,000	$85,000 Land $85,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	17.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 133 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	171 units insured incl. 38 condo units
Nearby Flood Claims	359 (1979–2024)
Claims Outside the SFHA	6 of 359
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Dennis, Jul 2005 · 79 claims Hurricane Kate, Nov 1985 · 84 claims Hurricane Elena, Sep 1985 · 72 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 82% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

4G LTE (outdoors only), no 5G reported

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