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2956 Chestnut Rd, Lincolnton, NC 28092 Property Records

Lincoln County property record for 2956 Chestnut Rd, Lincolnton, NC 28092

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 984 sqft · built 1995
Lot Size0.745 acres (32,452 sqft)
Owner2 Individual Names on File
Last Sale$235,000 (Mar 2024)
Tax Bill$1,241 (2026)
Deeds & MortgagesMar 2024 Sale & Mortgage
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN3643-84-9078

Property Details

APN / Parcel Number

Primary APN3643-84-9078
Alternative APNs
  • 364304849078
  • 255936
  • 302566
  • 55776

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area984 sqft Living Area

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area32,452 sqft (0.745 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number302566
Street Address2956 CHESTNUT RD
CityLINCOLNTON
StateNC
Zip28092-8129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-SF
Legal DescriptionPINE VILLAGE L57/PHASE3
Legal SubdivisionPINE VILLAGE INC
JurisdictionLINCOLN NC
Township / Civil DivisionIRONTON
Census Block Group1
Census Block1012
Census Tract71001

Owner

2956 Chestnut Rd is owned and occupied by two individuals who bought it in March 2024.

Source: Lincoln County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address2956 CHESTNUT RD, LINCOLNTON, NC 28092-8129
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2024Warranty Deed, Transfer · FHA Mortgage
AMERICAN SECURITY MORTGAGE CORP
Mar 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
C&F MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2024 · Amount on File
Deed SaleMar 4, 2024 · Amount on File
Prior SaleAug 20, 2015 · Amount on File
Deed Document Number2024677678
Deed Book / Page3308 / 764
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateMar 4, 2024
Property Address2956 CHESTNUT RD, LINCOLNTON, NC 28092-8129
Document Number0003308764
Book / Page3308 / 764
Map ReferenceMB F PG 12
Instrument DateMar 4, 2024
Instrument677678
Transaction TypeTransfer
Record UpdatedMar 15, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$470.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address702 ALTAMONTE DR, CLOVER, SC 29710-0900

Transferred To (Grantee/Buyer)

NameVerified Name
Address2956 CHESTNUT RD, LINCOLNTON, NC 28092-8129

Mortgage

Document Number0003308767
DateMar 4, 2024
Book Page3308/767
Instrument677679
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
AddressCHARLOTTE, NC 28207
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2054

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address2956 CHESTNUT RD, LINCOLNTON, NC 28092-8129
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003012814
DateMar 1, 2021
Book Page3012/814
Instrument626278
Lender
NameC&F MORTGAGE CORP
TypeMortgage Company
AddressMIDLOTHIAN, VA 23113
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 2956 Chestnut Rd was $1,241.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,241.00$176,448 Land $26,000 Building $150,448$176,448 Land $26,000 Building $150,448
2023$1,221.00$176,448 Land $26,000 Building $150,448$176,448 Land $26,000 Building $150,448

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2956 Chestnut Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2956 Chestnut Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY WTP
serves 49,693 people · EPA ID NC0155035
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chestnut Rd

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