2956 280th Ave, Kellerton, IA 50133 Property Records

Ringgold County property record for 2956 280th Ave, Kellerton, IA 50133

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 576 sqft · built 1900
Lot Size	9.9 acres (431,244 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Sep 2025)
Tax Bill	$968 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2025 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009305`

Property Details

APN / Parcel Number

Primary APN	`009305`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	576 sqft Base Area
1st Floor Area	576 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Roof Material	Asphalt
Lot Area	431,244 sqft (9.9 acres)
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	2956 280TH AVE
City	KELLERTON
State	IA
Zip	50133
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	7-67-28 PARCEL A IN NW SW
Legal Range	28W
Legal Township	67N
Legal Section	07
Legal Block	67
Jurisdiction	RINGGOLD IA
Township / Civil Division	RILEY
Census Block Group	4
Census Block	4227
Census Tract	950200

Owner

Source: Ringgold County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2956 280TH AVE, LAMONI, IA 50140-4011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 23, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 17, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2025 · Amount on Record
Deed Sale	Sep 23, 2025 · Amount on Record
Deed Document Number	20251116
Deed Book / Page	600 / 80
Prior Transfer Date	Jan 6, 2014
Prior Transfer Doc	00405/0022
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	2956 280TH AVE, KELLERTON, IA 50133
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000600/83
Date	Sep 23, 2025
Book Page	600/83
Instrument	2025- 00001117

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	2956 280TH AVE, KELLERTON, IA 50133
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000600/100
Date	Sep 23, 2025
Book Page	600/100
Instrument	2025- 00001118

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2035

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RINGGOLD IA
Recording Date	Sep 17, 2018
Property Address	2956 280TH AVE, KELLERTON, IA 50133
Document Number	0000472/88
Book / Page	472 / 88
Instrument Date	Sep 16, 2018
Instrument	000000000960
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	436 S ELM ST, LAMONI, IA 50140-1757

Tax Assessment & Valuation

Source: Ringgold County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Ringgold County
Unified School District	Mount Ayr Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$968.00 (+2.54%)	$77,191 (+15.05%) Land $6,820 Building $70,371	$77,191 (+15.05%) Land $6,820 Building $70,371
2024	$944.00 (+14.01%)
2023		$67,091 (+34.43%) Land $4,888 Building $62,203	$67,091 (+34.43%) Land $4,888 Building $62,203
2022	$828.00 Additional exemption filed	$49,909 Land $3,752 Building $46,157
2021			$49,909 Land $3,752 Building $46,157

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 93% of Iowa
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Lockridge Networks Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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