29552 295th Ln, Lindstrom, MN 55045 Property Records

Chisago County property record for 29552 295th Ln, Lindstrom, MN 55045

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,101 sqft · built 1997
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$159,900 (May 2001)
Tax Bill	$4,070 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-00816-20`

Property Details

APN / Parcel Number

Primary APN	`15-00816-20`
Alternative APNs	`3179465` `3374255` `3457709` `3988670`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,101 sqft Living Area
Gross Area	2,041 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Area	1,101 sqft
Deck Area	1,028 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3988670
Street Address	29552 295TH LN
City	LINDSTROM
State	MN
Zip	55045-8347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SUBDIVISIONNAME TOWN & COUNTRY ESTATES PLAT 08 LOT 003 BLOCK 001 SUBDIVISIONCD 15397
Legal Range	020
Legal Township	033
Legal Section	04
Legal Subdivision	TOWN & COUNTRY ESTATES
Legal Block	1
Legal Lot Number	3
Jurisdiction	CHISAGO MN
Township / Civil Division	LINDSTROM
Census Block Group	1
Census Block	1013
Census Tract	110503

Owner

29552 295th Ln is owned and occupied by two individuals who bought it in May 2001.

Source: Chisago County records, as of April 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	29552 295TH LN, LINDSTROM, MN 55045-8347
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK N A
Apr 9, 2026	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK N A

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2001 · Amount on File
Deed Sale	May 31, 2001 · Amount on File
Prior Sale	Feb 2, 1998 · Amount on File
Deed Document Number	2001703
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHISAGO MN
Recording Date	Apr 9, 2026
Property Address	29552 295TH LN, LINDSTROM, MN 55045-8347
Document Number	0000030607
Instrument Date	Feb 20, 2026
Instrument	202630607
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	29552 295TH LN, LINDSTROM, MN 55045-8347

Mortgage

Document Number	0000030607,
Date	Apr 9, 2026
Instrument	202630607

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2056

Interest

Rate	6.09%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHISAGO MN
Recording Date	Apr 9, 2026
Property Address	29552 295TH LN, LINDSTROM, MN 55045-8347
Document Number	0000691873
Instrument Date	Feb 20, 2026
Instrument	2026691873
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	29552 295TH LN, LINDSTROM, MN 55045-8347

Mortgage

Document Number	0000691873,
Date	Apr 9, 2026
Instrument	2026691873

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2056

Interest

Rate	6.09%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 29552 295th Ln was $4,070 with a homeowner's exemption, up 14.6% from the year before.

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
Municipality	Lindstrom City
Unified School District	Chisago Lakes School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,070.00 (+14.65%)
2025	$3,550.00 Homeowner's exemption
2024		$266,700 (-8.48%)	$287,400 (-4.68%)
2023	$3,536.00 (+1.43%) Homeowner's exemption	$291,400 (+7.13%)	$301,500 (+6.27%) Land $71,000 Building $230,500
2022	$3,486.00 (+7.46%) Homeowner's exemption	$272,000 (+28.79%)	$283,700 (+24.48%) Land $71,000 Building $212,700
2021	$3,244.00	$211,200	$227,900 Land $56,000 Building $171,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29552 295th Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29552 295th Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Lindstrom serves 4,938 people · EPA ID MN1130007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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