29550 Cupon Rd, Big Pine Key, FL 33043 Property Records

Monroe County property record for 29550 Cupon Rd, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,049 sqft · built 1986
Lot Size	0.596 acres (25,980 sqft)
Owner	Owner Name on File
Last Sale	$1,075,000 (Apr 2014)
Tax Bill	$10,661 (2024)
Deeds & Mortgages	May 2016 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`00247280-000100`

Property Details

APN / Parcel Number

Primary APN	`00247280-000100`
Alternative APN	`9013126`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,049 sqft Living Area
1st Floor Area	2,049 sqft
Flooring	Concrete/Cement
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2011
Exterior Material	Wood
Foundation Type	Pile
Roof Type	Hip
Roof Material	Metal
Lot Area	25,980 sqft (0.596 acres)
Garage Area	660 sqft

Exterior Amenities

Pool Area	80 sqft
Porch	Open Porch
Porch Area	1,301 sqft
Patio Area	1,779 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	9013126
Street Address	29550 CUPON RD
City	BIG PINE KEY
State	FL
Zip	33043-3368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK F NLY PORTIONS OF LT 23 AND 24 AND ADJ BAY BTM (AKA PT OF II 24305) PINEY POINT SUB PB3-88 BIG PINE KEY OR1804-2363/64
Legal Range	29E
Legal Township	66S
Legal Section	34
Legal Subdivision	PINEY POINT SUBD
Legal Block	F
Legal Lot Number	23-24 24
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	2
Census Block	2050
Census Tract	971401

Owner

The current owner of 29550 Cupon Rd bought it in April 2014.

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on File
Mailing Address	78 RIVER POINTE DR WINNIPEG MANITOBA CANADA, XX

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2014 · Amount on File
Deed Sale	Apr 28, 2014 · Amount on File
Prior Sale	Jun 21, 2006 · Amount on File
Deed Document Number	1978311
Deed Book / Page	2681 / 1147
Record Updated	Jun 8, 2026

May 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE FL
Property Address	29550 CUPON RD, BIG PINE KEY, FL 33043-3368
Document Number	0028561051
Book / Page	002856 / 001051
Instrument Date	May 31, 2016
Transaction Type	Mortgage
Record Updated	Jun 19, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 RIVER POINTE DR

Mortgage

Document Number	0028561051
Date	May 26, 2017
Book Page	002856/001051
Instrument	2124779

Lender

Name	DAVID M MITCHELL
Address	57681 MORTON ST, MARATHON, FL 33050-5745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	May 25, 2020

Interest

Rate	5%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,335,488 Land $786,501 Building $548,987	$1,335,488 Land $786,501 Building $548,987
2024	$10,661.00 (+6.62%)
2023	$9,999.00 (+12.4%)	$1,263,685 (+20.29%) Land $778,134 Building $485,551	$1,263,685 (+20.29%) Land $778,134 Building $485,551
2022	$8,896.00	$1,050,517 Land $560,595 Building $489,922	$1,050,517 Land $560,595 Building $489,922

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29550 Cupon Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 690 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	690 in force
Nearby Flood Claims	982 (1980–2022)
Claims Outside the SFHA	2 of 982
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 418 claims Hurricane Wilma, Oct 2005 · 219 claims Hurricane Georges, Sep 1998 · 315 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29550 Cupon Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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