2955 Union Square Rd, New Windsor, MD 21776 Property Records

Carroll County property record for 2955 Union Square Rd, New Windsor, MD 21776

Property Summary

Property TypeCondominium
Details3 ba · 1,394 sqft · built 2018
Lot Size0.091 acres (3,974 sqft)
Owner2 Individual Names on File
Last Sale$334,000 (Aug 2019)
Tax Bill$4,845 (2026)
Deeds & MortgagesAug 2019 Sale
Dec 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN11-432610

Property Details

APN / Parcel Number

Primary APN11-432610
Alternative APN
  • 432610

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,394 sqft Total Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleCondo/Apartment
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,974 sqft (0.091 acres)
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area46 sqft
Deck Area280 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number432610
Street Address2955 UNION SQUARE RD
CityNEW WINDSOR
StateMD
Zip21776-9111
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR-3
Legal DescriptionUNIT 78 2955 UNION SQUARE 55-151 RESERVE AT NEW WINDSOR C
Legal SubdivisionNEW WINDSOR CONDO 9
Legal Lot NumberU78
JurisdictionCARROLL MD
Township / Civil Division11, NEW WINDSOR
Census Block Group2
Census Block2019
Census Tract511000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedAvalon
listed 1987 · 3 contributing resources · NRIS 87001407

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2955 Union Square Rd, a condominium, is owned and occupied by two individuals who bought it in August 2019.

Source: Carroll County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address2955 UNION SQUARE RD, 78, NEW WINDSOR, MD 21776-9111
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2019Grant Deed, Transfer
SAFEGUARD TITLE INSURANCE AGENCY INC, SAFEGUARD TITLE INS AGCY INC
Dec 18, 2018Deed, Subdivision Related Transfer · Conventional Mortgage
HOMESPIRE MORTGAGE CORP
Jun 27, 2018Loan Modification, Mortgage · Line of Credit
HARFORD BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2019 · Amount on File
Deed SaleAug 15, 2019 · Amount on File
Prior SaleDec 18, 2018 · Amount on File
Deed Book / Page9378 / 35
Record UpdatedOct 29, 2026

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCARROLL MD
Recording DateAug 15, 2019
Property Address2955 UNION SQUARE RD, NEW WINDSOR, MD 21776-9111
Document Number0093780035
Book / Page009378 / 000035
Instrument DateAug 5, 2019
Transaction TypeTransfer
Record UpdatedAug 31, 2019
Title CompanySAFEGUARD TITLE INSURANCE AGENCY INC, SAFEGUARD TITLE INS AGCY INC

Transaction

AmountAmount on Record
Tax$334.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2955 UNION SQUARE RD NEW WINDSOR MD 217769111, NEW WINDSOR, MD 21776-9111

December 2018: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateDec 18, 2018
Property Address2955 UNION SQUARE RD, NEW WINDSOR, MD 21776-9111
Document Number0091880408
Book / Page9188 / 0408
Map ReferenceMB55 PG179-181
Instrument DateNov 29, 2018
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 2, 2022
Title CompanySTEWART TITLE GUARANTY CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2955 UNION SQUARE RD, NEW WINDSOR, MD 21776-9111

Mortgage

Document Number0009188417
DateDec 18, 2018
Instrument9188/417
Lender
NameHOMESPIRE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2048

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCARROLL MD
Recording DateJun 27, 2018
Property Address2955 UNION SQUARE RD, NEW WINDSOR, MD 21776-9111
Document Number0090530298
Book / Page009053 / 000298
Instrument DateJun 14, 2018
Transaction TypeMortgage
Record UpdatedMay 15, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressUNION SQ
InvestorPossibly a Property Investor

Mortgage

Document Number90530298
DateJun 27, 2018
Book Page009053/000298
Lender
NameHARFORD BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2955 Union Square Rd was $4,845 with a homeowner's exemption, up 4.5% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityNew Windsor Town
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,845.00 (+4.49%) Homeowner's exemption$350,733$365,800 Land $100,000 Building $265,800
2025$4,637.00 Homeowner's exemption
2023$4,358.00 Homeowner's exemption$313,233$320,600 Land $90,000 Building $230,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2955 Union Square Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2955 Union Square Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF NEW WINDSOR
serves 1,732 people · EPA ID MD0060008
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

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