2955 Moray Ct, Aurora, IL 60503 Property Records

Will County property record for 2955 Moray Ct, Aurora, IL 60503

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,164 sqft · built 2000
Lot Size	0.11 acres (4,998 sqft)
Owner	Individual Name on Record
Last Sale	$274,000 (Aug 2019)
Tax Bill	$11,200 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-05-107-028`

Property Details

APN / Parcel Number

Primary APN	`07-01-05-107-028`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,164 sqft Total Area
1st Floor Area	1,173 sqft
2nd Floor Area	991 sqft
Basement Area	1,127 sqft
Unfinished Basement	1,127 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Frame
Lot Area	4,998 sqft (0.11 acres)
Garage Type	Attached
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	2955 MORAY CT
City	AURORA
State	IL
Zip	60503-5738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 218 IN HARBOR SPRINGS UNIT FIVE, P.U.D., A SUB OF PRT OF THE W1/2 NW1/4 OF SEC 5, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	05
Legal Subdivision	HARBOR SPRINGS
Legal Block	5
Legal Lot Number	218
Legal Unit	5
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	3
Census Block	3013
Census Tract	880324

Owner

Source: Will County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2955 MORAY CT, AURORA, IL 60503-5738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE
Mar 5, 2024	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 1, 2019	Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2019 · Amount on Record
Deed Sale	Aug 1, 2019 · Amount on Record
Prior Sale	Jun 5, 2008 · Amount on Record
Deed Document Number	201950175
Prior Transfer Date	Aug 6, 2012
Prior Transfer Doc	0000000481
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Recording Date	Sep 16, 2026
Property Address	2955 MORAY CT, AURORA, IL 60503-5738
Document Number	0000057780
Instrument Date	Sep 11, 2026
Instrument	202657780
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	2955 MORAY CT, AURORA, IL 60503-5738

Mortgage

Document Number	0000057780,
Date	Sep 16, 2026
Instrument	202657780

Lender

Name	GUARANTEED RATE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate	6.75%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2955 MORAY CT, AURORA, IL 60503-5738
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2955 MORAY CT, AURORA, IL 60503-5738

Mortgage

Document Number	0000010612
Date	Mar 5, 2024
Instrument	R2024010612

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

Interest

Rate	6%

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WILL IL
Recording Date	Aug 1, 2019
Property Address	2955 MORAY CT, AURORA, IL 60503-5738
Document Number	0000050175
Map Reference	DOC R97-79195
Instrument Date	Jul 29, 2019
Instrument	R2019050175
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$274.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2955 MORAY CT, AURORA, IL 60503-5738

Mortgage

Document Number	0000050176
Date	Aug 1, 2019
Instrument	R2019050176

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Will County
County Subdivision	Wheatland Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,200.00 (+18.49%)	$134,231 (+9.95%) Land $25,573 Building $108,658	$402,693 (+9.95%) Land $76,719 Building $325,974
2024		$122,084 (+28.54%) Land $23,259 Building $98,825	$366,252 (+28.54%) Land $69,777 Building $296,475
2022	$9,452.00	$94,981 Land $19,437 Building $75,544	$284,943 Land $58,311 Building $226,632

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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