2955 Bruce Cir, Sumter, SC 29154 Property Records

Sumter County property record for 2955 Bruce Cir, Sumter, SC 29154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,800 sqft · built 1993
Lot Size	0.689 acres (30,025 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Apr 2021)
Tax Bill	$1,437 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`210-15-01-008`

Property Details

APN / Parcel Number

Primary APN	`210-15-01-008`
Alternative APN	`32092`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,800 sqft Living Area
Gross Area	3,089 sqft
1st Floor Area	2,440 sqft
Upper Floors Area	360 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,025 sqft (0.689 acres)
Lot Width	103 ft Width

Exterior Amenities

Porch	Covered/Finished Porch
Patio Area	130 sqft
Shed	1 Shed
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	32092
Street Address	2955 BRUCE CIR
City	SUMTER
State	SC
Zip	29154-8753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 PB93-1402/320 102.63 FT PB89-735/171
Legal Subdivision	BETHEL ISLAND
Legal Lot Number	9
Jurisdiction	SUMTER SC
Township / Civil Division	PRIVATEER
Census Block Group	2
Census Block	2030
Census Tract	1903

Owner

Source: Sumter County records · APN 210-15-01-008

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2955 BRUCE CIR, SUMTER, SC 29154-8753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 01, 2023	Deed of Trust, Mortgage · Line of Credit SAFE FCU
Mar 30, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 01, 2021 · Amount on Record
Deed Sale	Apr 01, 2021 · Amount on Record
Prior Sale	Mar 30, 2021 · Amount on Record
Deed Book / Page	1283 / 80
Record Updated	Jun 08, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	2955 BRUCE CIR, SUMTER, SC 29154-8753
Transaction Type	Mortgage
Record Updated	Jul 05, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013110385
Date	Feb 01, 2023
Book Page	1311/385

Lender

Name	SAFE FCU
Type	Credit Union
Address	SUMTER, SC 29151

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 31, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER SC
Recording Date	Mar 30, 2021
Property Address	2955 BRUCE CIR, SUMTER, SC 29154-8753
Document Number	0012830080
Book / Page	1283 / 80
Map Reference	MB 89 PG 735
Instrument Date	Mar 30, 2021
Transaction Type	Transfer
Record Updated	Jul 05, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$888.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2955 BRUCE CIR, SUMTER, SC 29154-8753

Mortgage

Document Number	0000128384
Date	Mar 30, 2021
Instrument	1283/84

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,437.00 (+0.77%)	$9,090 (+0.11%) Land $760 Building $8,330	$227,101 (-) Land $19,000 Building $208,101
2023	$1,426.00 (+0.07%)	$9,080 (-) Land $760 Building $8,320	$227,101 (-) Land $19,000 Building $208,101
2022	$1,425.00	$9,080 Land $760 Building $8,320	$227,101 Land $19,000 Building $208,101

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2015 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 80% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Farmers Telephone Cooperative, Inc. (SC) Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 43 locations within half a mile of this property.

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