2955 Alpine Ln, Morganton, NC 28655 Property Records

Caldwell County property record for 2955 Alpine Ln, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,272 sqft · built 1980
Lot Size	30.9 acres (1,348,182 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Jul 2023)
Tax Bill	$3,324 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Dec 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`176424`

Property Details

APN / Parcel Number

Primary APN	`176424`
Alternative APNs	`06264 1 4` `167029` `178083`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,272 sqft Heated Area
Gross Area	4,564 sqft
1st Floor Area	2,272 sqft
Upper Floors Area	700 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,348,182 sqft (30.9 acres)
Garage Type	Mixed
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	540 sqft
Porch	Slab
Porch Area	200 sqft
Deck Area	Deck Area
Patio Area	276 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	178083
Street Address	2955 ALPINE LN
City	MORGANTON
State	NC
Zip	28655-8526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2088 PG 34 YR 23 ST 1600.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LENOIR
Census Block Group	3
Census Block	3020
Census Tract	30900

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2955 ALPINE LN, MORGANTON, NC 28655-8526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Dec 13, 2022	Warranty Deed, Transfer
May 1, 2020	Deed of Trust, Mortgage QUICKEN LNS
Sep 10, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2023 · Amount on Record
Deed Sale	Jul 13, 2023 · Amount on Record
Prior Sale	Dec 13, 2022 · Amount on Record
Deed Document Number	202310086309
Deed Book / Page	2088 / 34
Prior Transfer Date	Dec 9, 2022
Prior Transfer Doc	0020721795
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jul 13, 2023
Property Address	2955 ALPINE LN, MORGANTON, NC 28655-8526
Document Number	0020880034
Book / Page	2088 / 34
Instrument Date	Jul 13, 2023
Instrument	10086309
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2955 ALPINE LN, MORGANTON, NC 28655-8526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2955 ALPINE LN, MORGANTON, NC 28655-8526

Mortgage

Document Number	0010086310
Date	Jul 13, 2023
Instrument	10086310

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Dec 13, 2022
Property Address	2955 ALPINE LN, MORGANTON, NC 28655-8526
Document Number	0020721795
Book / Page	2072 / 1795
Instrument Date	Dec 9, 2022
Instrument	10079534
Transaction Type	Transfer
Record Updated	Jan 26, 2023

Transaction

Amount	Amount Recorded
Tax	$20.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2955 ALPINE LN, MORGANTON, NC 28655-8526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2955 ALPINE LN, MORGANTON, NC 28655-8526

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	2955 ALPINE LN, MORGANTON, NC 28655-8526
Document Number	0010043815
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2955 ALPINE LN MORGANTON NC 286558526, MORGANTON, NC 28655-8526

Mortgage

Document Number	0010043815
Date	May 7, 2020
Book Page	001987/001901
Instrument	10043815

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	324 Months
Due	May 6, 2047

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Sep 10, 2019
Property Address	2955 ALPINE LN, MORGANTON, NC 28655-8526
Document Number	0010036547
Book / Page	001971 / 000494
Instrument Date	Sep 9, 2019
Instrument	10036547
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2955 ALPINE LN MORGANTON NC 286558526, MORGANTON, NC 28655-8526

Mortgage

Document Number	10036548
Date	Sep 10, 2019
Book Page	001971/000497
Instrument	10036548

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2049

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,324.00 (-21.38%)	$553,300 (-)
2025	$4,228.00 (+97.75%)	$553,300 (+98.74%)	$642,700 (+79.63%) Land $109,400 Building $533,300
2024	$2,138.00 (+7.6%)
2023		$278,400 (-) Land $19,600 Building $258,800	$357,800 (-) Land $99,000 Building $258,800
2022	$1,987.00	$278,400	$357,800 Land $99,000 Building $258,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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