San Diego County property record for 29547 Cedar Trails Rd, Valley Center, CA 92082
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,108 sqft · built 1992 |
| Lot Size | 1.23 acres (54,014 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,225,000 (Nov 2020) |
| Tax Bill | $15,512 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 185-430-04-00 |
| Primary APN | 185-430-04-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,108 sqft Living Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 54,014 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 29547 CEDAR TRAILS RD |
|---|---|
| City | VALLEY CENTER |
| State | CA |
| Zip | 92082-5546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | LOT 4 TR 012573 |
| Legal Subdivision | SAN DIEGO #4678 |
| Legal Tract | 012573 |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | VALLEY CENTER |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 19105 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 29547 CEDAR TRAILS RD, VALLEY CENTER, CA 92082-5546 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Nov 2, 2020 | Grant Deed, Transfer · Conventional Mortgage SAN DIEGO COUNTY CU |
| Jul 14, 2020 | Deed of Trust, Mortgage · VA Mortgage PLANET HM LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2020 · Amount on Record |
| Deed Sale | Nov 2, 2020 · Amount on Record |
| Prior Sale | Jun 10, 2014 · Amount on Record |
| Deed Document Number | 2020677504 |
| Prior Transfer Date | Mar 7, 1996 |
| Prior Transfer Doc | 0000123772 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 2, 2020 |
| Property Address | 29547 CEDAR TRAILS RD, VALLEY CENTER, CA 92082-5546 |
| Document Number | 0000677504 |
| Map Reference | MAP 12573 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 2020-0677504 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29547 CEDAR TRAILS RD, VALLEY CENTER, CA 92082-5546 |
| Document Number | 0000677505 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 2020-0677505 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Nov 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5% |
| Index | 1-Year CMT |
| Max Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 29547 CEDAR TRAILS RD, VALLEY CENTER, CA 92082-5546 |
| Document Number | 0000419191 |
| Instrument Date | Jul 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 29547 CEDAR TRAILS RD VALLEY CENTER CA 920825546, VALLEY CENTER, CA 92082-5546 |
| Document Number | 0000419191 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 419191 |
| Name | PLANET HM LNDG |
|---|---|
| Address | MERIDEN, CT 06450 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2050 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Valley Center-Pauma Unified School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,352,495 (+2%) Land $358,824 Building $993,671 | |
| 2025 | $15,512.00 (+4.66%) | $1,325,977 (+4.04%) Land $351,789 Building $974,188 |
| 2023 | $14,822.00 (+1.67%) | $1,274,490 Land $338,130 Building $936,360 |
| 2022 | $14,578.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 46% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026 |
|---|---|
| Water Source | Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY |
| Last State Inspection | Apr 2021 |
| Lead | 4 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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