2954 Teddy Bear Trl, Overgaard, AZ 85933 Property Records

Navajo County property record for 2954 Teddy Bear Trl, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	586 sqft · built 1985
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$134,800 (Jun 2014)
Tax Bill	$931 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206-16-356A`

Property Details

APN / Parcel Number

Primary APN	`206-16-356A`
Alternative APN	`20616356`

Interior

Stories	1 Story
Building Area	586 sqft Living Area
1st Floor Area	586 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood
Construction Type	Wood
Roof Material	Metal
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Detached
Garage Area	576 sqft
Deck Area	Deck Area
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	2954 TEDDY BEAR TRL
City	OVERGAARD
State	AZ
Zip	85933-5408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	SECTION 29, T12N, R17E ZANE GREY MOBILE HOME ESTATES #2:LOTS 355 & 356 COMB 206-16-355 & 356 FOR07ROLL
Legal Range	17E
Legal Township	12N
Legal Section	29
Legal Subdivision	ZANE GREY MOBILE HOME ESTATES #2
Legal Lot Number	355-3
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1043
Census Tract	963700

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 W TERRACE DR, SUPERIOR, AZ 85173-3538
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 27, 2018	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2014 · Amount on Record
Deed Sale	Jun 13, 2014 · Amount on Record
Deed Document Number	20147748
Last Transfer Date	Sep 30, 2020
Transfer Doc	0000019280
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2954 TEDDY BEAR TRL, OVERGAARD, AZ 85933-5408
Transaction Type	Mortgage
Record Updated	Nov 1, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 W TERRACE DR, SUPERIOR, AZ 85173-3538

Mortgage

Document Number	0000023958
Date	Oct 22, 2021
Instrument	2021-23958

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2954 TEDDY BEAR TRL, OVERGAARD, AZ 85933-5408
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012041
Date	Jul 27, 2018
Instrument	2018-12041

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAVAJO AZ
Recording Date	Oct 2, 2020
Property Address	2954 TEDDY BEAR TRL, OVERGAARD, AZ 85933-5408
Document Number	0000019280
Map Reference	MB 9 PG 9
Instrument Date	Sep 30, 2020
Instrument	2020-19280
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	403 W TERRACE DR, SUPERIOR, AZ 85173-3538

Mortgage

Document Number	0000019281
Date	Oct 2, 2020
Instrument	2020-19281

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$154,661 (-1.55%) Land $33,300 Building $121,361
2025	$931.00 (+4.26%)	$15,709 Land $3,210 Building $12,499	$157,092 Land $32,100 Building $124,992
2023	$893.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 68% of Arizona
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber · Fixed Wireless	2,000 / 2,000
Sparklight Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	45 / 3

Cell Coverage

4G LTE only, no 5G reported

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