2954 Sunstar Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2954 Sunstar Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,978 sqft · built 2024
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$427,000 (Sep 2024)
Tax Bill	$7,411 (2025)
Deeds & Mortgages	Sep 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`202631526600011236`

Property Details

APN / Parcel Number

Primary APN	`202631526600011236`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,978 sqft Heated Area
Gross Area	2,508 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Finished
Porch	Open Porch
Porch Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2954 SUNSTAR DR
City	SAINT CLOUD
State	FL
Zip	34772-9250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN LAKES PH 7A PB 34 PGS 1-5 LOT 1236
Legal Phase	7A
Legal Lot Number	1236
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1023
Census Tract	43301

Owner

Source: Osceola County records · APN 202631526600011236

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2954 SUNSTAR DR, SAINT CLOUD, FL 34772-9250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 23, 2024 · Amount on Record
Deed Sale	Sep 23, 2024 · Amount on Record
Deed Document Number	2024122210
Deed Book / Page	6669 / 144
Record Updated	Jun 08, 2026

September 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 23, 2024
Property Address	2954 SUNSTAR DR, SAINT CLOUD, FL 34772-9250
Document Number	0066690144
Book / Page	6669 / 144
Map Reference	MB 34 PG 1-5
Instrument Date	Sep 19, 2024
Instrument	2024122210
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	CAREFREE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,989.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5337 MILLENIA LAKES BOULEVARD STE 410, 410, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2954 SUNSTAR DR, SAINT CLOUD, FL 34772-9250

Mortgage

Document Number	2024122211
Date	Sep 23, 2024
Instrument	2024122211

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jan 01, 2030
Change Frequency	6 Months
Min Rate At Change	3.87%
Max Rate At Change	5.87%
Index	Other
Max Rate	5.87%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,411.00 Homeowner's exemption	$369,500 Land $75,000 Building $294,500	$369,500 Land $75,000 Building $294,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 173 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force 157 of 173 on primary residences
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022, river or lake flooding, Hurricane Ian
Flood Events	Hurricane Irma (Sep 2017), 8 claims

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 34% of Florida
Wildfire Likelihood	About 1 in 483 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.