Navajo County property record for 2954 Ranch House Rd, Overgaard, AZ 85933 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2002 |
| Square Footage | 2,912 sqft Living Area |
| Lot Size | 1 acres |
| Garage | Attached, 644 sqft |
| Last Sale | $310,000 (2017) |
| Tax Bill | $3,347.00 (2025) |
| Primary APN | 206-41-323 |
|---|
| Building Area | 2,912 sqft Living Area |
|---|---|
| Gross Area | 3,556 sqft Gross Area |
| 1st Floor | 2,176 sqft 1st Floor |
| Basement Area | 736 sqft Basement |
| Finished Basement | 736 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 43,560 sqft |
| Garage Type | Attached Garage |
| Garage Area | 644 sqft Garage |
| Deck Area | Deck Area |
| Patio Area | 656 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Street Address | 2954 RANCH HOUSE RD |
|---|---|
| City | OVERGAARD |
| State | AZ |
| Zip | 85933-5325 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FOREST TRAILS #2:LOT 323 |
| Legal Range | 17E |
| Legal Township | 12N |
| Legal Section | 28 |
| Legal Subdivision | FOREST TRAILS #2 |
| Legal Lot Number | 323 |
| Jurisdiction | NAVAJO AZ |
| Minor Civil Division | SNOWFLAKE |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 963700 |
Source: Navajo County records · APN 206-41-323
Assessment roll updated June 12, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4233 E FAIRMOUNT AVE, PHOENIX, AZ 85018-5322 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| May 05, 2026 | Deed of Trust, Mortgage · Building or Construction Mortgage MIDFIRST BANK |
| Dec 21, 2017 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 21, 2017 · Amount on Record |
| Deed Sale | Dec 21, 2017 · Amount on Record |
| Prior Sale | Aug 26, 2010 |
| Deed Doc Number | 201719688 |
| Prior Transfer Date | Aug 25, 2010 |
| Prior Transfer Doc | 0000014166 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Recording Date | May 05, 2026 |
| Property Address | 2954 RANCH HOUSE RD, OVERGAARD, AZ 85933-5325 |
| Document Number | 0000006513 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 20266513 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MAGNUS TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Community Property, 149 |
| Address | 4233 E FAIRMOUNT AVE, PHOENIX, AZ 85018-5322 |
| Document Number | 0000006513, |
|---|---|
| Date | May 05, 2026 |
| Instrument | 20266513 |
| Name | MIDFIRST BANK |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 29, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Recording Date | Dec 21, 2017 |
| Property Address | 2954 RANCH HOUSE RD, OVERGAARD, AZ 85933-5325 |
| Document Number | 0000019688 |
| Map Reference | MB15 PG38-40 |
| Instrument Date | Dec 11, 2017 |
| Instrument | 2017-19688 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | LAWYERS TITLE OF ARIZONA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3111 E DES MOINES ST, MESA, AZ 85213-6917 |
| Document Number | 0000019689 |
|---|---|
| Date | Dec 21, 2017 |
| Instrument | 2017-19689 |
| Name | AMERIFIRST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
Source: Navajo County records · Assessment roll updated June 12, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Navajo County |
| Unified School District | Heber-Overgaard Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $688,729 (+9.39%) Land $66,045 Building $622,684 | ||
| 2026 | $629,585 (+5.22%) Land $67,235 Building $562,350 | ||
| 2025 | $3,347.00 (+1.61%) | $59,836 Land $6,367 Building $53,469 | $598,358 Land $63,665 Building $534,693 |
| 2024 | $3,294.00 (+2.58%) | ||
| 2023 | $3,211.00 |
Source: FEMA National Flood Hazard Layer, Navajo County (04017C), updated February 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | High above 83% of the US · above 75% of Arizona |
|---|---|
| Wildfire Likelihood | About 1 in 268 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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