2954 N 78th St, Mesa, AZ 85207 Property Records

Maricopa County property record for 2954 N 78th St, Mesa, AZ 85207

Property Summary

Property Type	Rural Home
Details	4 ba · 2,447 sqft · built 1999
Lot Size	1.13 acres (49,484 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (May 2018)
Tax Bill	$3,611 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2019 Second Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`219-22-008D`

Property Details

APN / Parcel Number

Primary APN	`219-22-008D`
Alternative APN	`21922008B`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,447 sqft Living Area
1st Floor Area	2,447 sqft

Exterior

Year Built	Built 1999
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	49,484 sqft (1.13 acres)
Parking Spaces	8 Parking Spaces
Patio Area	714 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Old Parcel Number	21922008B
Street Address	2954 N 78TH ST
City	MESA
State	AZ
Zip	85207-1241
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R1-35
Legal Description	N2 NE4 NE4 SW4 SW4 SEC 32 EX E 30F RD
Legal Range	07E
Legal Township	02N
Legal Section	32
Legal Quarter	SE
Quarter-Quarter Section	SE
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1038
Census Tract	420108

Owner

2954 N 78th St, a rural home, is owned and occupied by an individual who bought it in May 2018.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2954 N 78TH ST, MESA, AZ 85207-1241
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 15, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
May 14, 2018	Warranty Deed, Transfer · Conventional Mortgage BEMORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2018 · Amount on File
Deed Sale	May 14, 2018 · Amount on File
Prior Sale	Mar 28, 2008 · Amount on File
Deed Document Number	20180366880
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2954 N 78TH ST, MESA, AZ 85207-1241
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2954 N 78TH ST, MESA, AZ 85207-1241

Mortgage

Document Number	0000966343
Date	Oct 9, 2020
Instrument	20200966343

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2045

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2954 N 78TH ST, MESA, AZ 85207-1241
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2954 N 78TH ST, MESA, AZ 85207-1241

Mortgage

Document Number	0000530867
Date	Jul 15, 2019
Instrument	20190530867

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 15, 2039

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 14, 2018
Property Address	2954 N 78TH ST, MESA, AZ 85207-1241
Document Number	0000366880
Instrument Date	May 9, 2018
Instrument	20180366880
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5055 E UNIVERSITY DR # DRG-88, 5055, MESA, AZ 85205-7200

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2954 N 78TH ST, MESA, AZ 85207-1241

Mortgage

Document Number	0000366881
Date	May 14, 2018
Instrument	20180366881

Lender

Name	BEMORTGAGE
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2954 N 78th St was $3,611.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Unified School District	Mesa Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,970	$789,700 Land $157,900 Building $631,800
2025	$3,611.00
2024		$74,780	$747,800 Land $149,500 Building $598,300
2023	$3,662.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2954 N 78th St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2954 N 78th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.3% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	1,000 / 1,000
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Cox Communications, Verizon.

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