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2954 N 2nd St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 2954 N 2nd St, Saint Augustine, FL 32084 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 816 sqft · built 1985
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$220,000 (Jan 2025)
Tax Bill$2,021 (2025)
Deeds & MortgagesJul 2023 Mortgage
Jan 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN086190-0200

Property Details

APN / Parcel Number

Primary APN086190-0200

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area816 sqft Living Area
Gross Area1,068 sqft
1st Floor Area816 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2005
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions125 ft deep x 75 ft wide
Garage TypeCarport
Garage Area252 sqft
CarportCarport
Carport Area252 sqft
PorchFinished Screened Porch
Porch Area276 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2954 N 2ND ST
CitySAINT AUGUSTINE
StateFL
Zip32084-1801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3-73 PONCE DE LEON HGHTS BLK 20 N 1/2 LOT 20 & ALL LOT 22 OR6081/623
Legal Range29E
Legal Township07S
Legal Section02
Legal SubdivisionPONCE DE LEON HEIGHTS UNIT 1
Legal Block20
Legal Lot Number20,22
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3004
Census Tract20903

Owner

Source: St. Johns County records · APN 086190-0200

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2954 N 2ND ST, SAINT AUGUSTINE, FL 32084-1801
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC
Jan 08, 2025Warranty Deed, Transfer · FHA Mortgage
AMERICAN FINANCIAL NETWORK INC
Jun 16, 2017Warranty Deed, Transfer · Conventional Mortgage
PRIME MORTGAGE LENDING INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 08, 2025 · Amount on Record
Deed SaleJan 08, 2025 · Amount on Record
Prior SaleJun 16, 2017 · Amount on Record
Deed Document Number20251678
Deed Book / Page6081 / 623
Prior Transfer DateJul 24, 2008
Prior Transfer Doc0031080574
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address2954 N 2ND ST, SAINT AUGUSTINE, FL 32084-1801
Transaction TypeMortgage
Record UpdatedJan 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 ORIOLE LN, SAINT AUGUSTINE, FL 32084-3990

Mortgage

Document Number0057960689
DateJul 21, 2023
Book Page5796/689
Instrument2023057253
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJan 08, 2025
Property Address2954 N 2ND ST, SAINT AUGUSTINE, FL 32084-1801
Document Number0060810623
Book / Page6081 / 623
Map ReferenceMB 3 PG 73
Instrument DateDec 12, 2024
Instrument2025001678
Transaction TypeTransfer
Record UpdatedJan 14, 2026
Title CompanyWATSON TTL SVCS OF NORTH FL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,540.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1524 EMMA LN, NEPTUNE BEACH, FL 32266-3100

Transferred To (Grantee/Buyer)

NameVerified Name
Address2954 N 2ND ST, SAINT AUGUSTINE, FL 32084-1801

Mortgage

Document Number2025001679
DateJan 08, 2025
Instrument2025001679
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2055

Mortgage

Document Number0060810642
DateJan 08, 2025
Book Page6081/642
Instrument2025001680
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressORANGE, CA 92868
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueJan 01, 2035

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 16, 2017
Property Address2954 N 2ND ST, SAINT AUGUSTINE, FL 32084-1801
Document Number0043900262
Book / Page4390 / 0262
Map ReferenceMB3 PG73
Instrument DateJun 12, 2017
Instrument2017041636
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$791.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3265 TROUT RIVER BLVD, 3265, JACKSONVILLE, FL 32208-1308

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEt Ux (and Wife)
Address2954 2ND ST # NOTH, NOTH, SAINT AUGUSTINE, FL 32084-2221

Mortgage

Document Number2017041637
DateJun 16, 2017
Instrument2017041637
Lender
NamePRIME MORTGAGE LENDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$167,980 (+2.7%)$170,050 (+3.97%) Land $56,250 Building $113,800
2025$2,021.00 (-1.75%) Homeowner's exemption$163,564 (+13.2%)$163,564 (+13.2%) Land $56,250 Building $107,314
2024$2,057.00 (+4.36%)
2023$1,971.00 (+3.3%)$144,496 (-3.15%)$144,496 (-3.15%) Land $50,625 Building $93,871
2022$1,908.00$149,190$149,190 Land $42,000 Building $107,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies18 in force
17 of 18 on primary residences
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017, tidal / storm surge, Hurricane Irma

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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