2954 Monroe Dr, Ames, IA 50010 Property Records

Story County property record for 2954 Monroe Dr, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,332 sqft · built 1971
Lot Size	0.249 acres (10,859 sqft)
Owner	Individual Name on File
Tax Bill	$3,924 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit Apr 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-27-358-080`

Property Details

APN / Parcel Number

Primary APN	`05-27-358-080`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	997 sqft
Basement Area	997 sqft
Finished Basement	901 sqft
Unfinished Basement	96 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,859 sqft (0.249 acres)
Garage Type	Attached
Garage Area	499 sqft
Parking Spaces	2 Parking Spaces
Deck Area	142 sqft
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2954 MONROE DR
City	AMES
State	IA
Zip	50010-4362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	PARKVIEW HEIGHTS SD 5TH ADD LOT:1 AMES
Legal Range	24W
Legal Township	84N
Legal Section	27
Legal Subdivision	PARKVIEW HEIGHTS SD 10TH ADD
Legal Lot Number	1
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1005
Census Tract	300

Owner

2954 Monroe Dr is owned and occupied by an individual.

Source: Story County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	2954 MONROE DR, AMES, IA 50010-4362
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 20, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2954 MONROE DR, AMES, IA 50010-4362
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201801943
Date	Mar 12, 2018
Instrument	2018-01943

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2954 MONROE DR, AMES, IA 50010-4362
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202302317
Date	Apr 20, 2023
Instrument	2023-02317

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2954 Monroe Dr was $3,924 with a homeowner's exemption, up 3% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,924.00 (+2.99%) Homeowner's exemption	$296,200 Land $67,900 Building $228,300	$296,200 Land $67,900 Building $228,300
2024	$3,810.00
2023		$272,900 Land $50,400 Building $222,500	$272,900 Land $50,400 Building $222,500
2022	$3,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2954 Monroe Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2954 Monroe Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies.

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